05/29/2026
During the last week of our credit challenge, learn about shopping for the right credit card and how to choose incentives that work for you.
Add these five tips to your toolkit to help you make an informed decision next time you're shopping for credit. https://finred.usalearning.gov/Consumer-Protections/ConsumerCredit/video/ShoppingforCredit
Level up: Many credit cards include sign-up bonuses and monthly rewards as part of their incentives. Prior to deciding if a credit card is right for you, compare the card against the benefits and protections.https://files.consumerfinance.gov/f/documents/cfpb_adult-fin-ed_how-to-find-the-best-credit-card.pdf
Extra credit: Look at your past monthly credit card statement and ensure all of the charges look correct. Understand how to dispute a charge on your credit card in case you ever have an issue. https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-a-charge-on-my-credit-card-bill-en-61/
FINRED Resources:
o "Healthy Credit Habits": Building credit doesn't have to be difficult. Explore actions you can take to boost your financial health, saving you both money and stress.
o "Looking for a Credit Card? Here's How To Be a Savvy Shopper": You have choices when shopping for credit. Find the information you need to make an informed decision.
o "Protecting Your Credit": Credit monitoring helps protect your identity from criminals that commit fraud. Stay up to date on best practices for keeping your information safe.
o "Shopping for Credit": Five simple tips can help you make an informed decision when applying for credit. Learn what to look out for when choosing a lender.
Additional Resources:
o How Do I Dispute a Charge on My Credit Card Bill? — CFPB: To dispute a charge on your credit card bill, you should call the card company and let them know about the problem right away.
o How to Find the Best Credit Card — CFPB: Comparing offers before applying for a credit card helps you find the right card for your needs, and helps make sure you're not paying higher fees or interest rates than you have to.