John D. Sircom, Cape Cod Public Adjuster, since 1991

11/17/2022

WHAT YOU NEED TO KNOW

A WATER DAMAGE EXPERT IS NEEDED WHEN FROZEN OR BURST PIPES OR PLUMBING LEAKAGE OCCURS.
FOR OVER 30 YEARS John D. Sircom, CAPE COD PUBLIC ADJUSTER has been assisting insureds in getting all the coverage and benefits afforded them by their insurance policy. It can be very difficult and stressful for an insured to deal with a water damage claim. When a leak or a rupture happens, you might not discover it until it's too late since internal plumbing systems are frequently so complicated. You may be caught off guard by more unanticipated sources of water damage, including washing machines, slop sinks, dishwashers, leaks from shower pans, and refrigerator water lines. You have to move quickly if these plumbing catastrophes occur. You'll get the prompt and thorough attention your property needs from John D. Sircom, Cape Cod Public Adjuster.
Mold growth, structural damage, and damaged goods like furniture or inventory can be the result of water damage brought on by plumbing problems such expansion tank failures. When a gradual leak develops over time and causes a plumbing leak, the damages can go undetected for a long time. Water damage from plumbing or appliances was the second most common claim, accounting for 19% of all claims, according to a recent survey. Given these figures, it's critical to comprehend how to handle this kind of property damage claim.
CALL US IMMEDIATELY
We are aware of the stress that results from a plumbing leak in your home or place of business. We waste no time in arranging for emergency services to mitigate the damage. Time is of the essence as one of the insured’s primary duties after a loss is to protect the property from further damage. We will make certain this is done properly and keep you in compliance with the policy requirements.
Most insurance claims for water damage involve structural damage, such as damage to floors or walls brought on by a broken pipe. Even related items with damage, such computers or furniture, may be covered by policies. However, insurance companies do not pay for plumbing leaks and associated damage brought on by subpar home upkeep even when there are actually many other underlying reasons at play, they frequently exploit this argument against you. Don't let insurance companies deprive you of a valid claim. We will be on your side, representing you with the knowledge and expertise to win a maximum dollar settlement on your behalf.

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A federal district judge has ruled that Pennsylvania law may permit an insured to sue an insurer’s employee-adjusters for negligence and violations of...

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09/07/2019

Here are a few things which can take homeowners by surprise during a claim from Insure.com

1. A claim for a total loss of a house can cost less than rebuilding a damaged house.
New construction from scratch costs less per foot than construction for rebuilding. Often it's "easier" to fix your problem if your house is simply gone, rather than to try to repair damaged sections.
"When you start from scratch (new construction), you don't have to tie into existing construction -- some of which may be outdated, so you have a clean slate to start with," explains Reitz. Also, it's often more costly to bring your old house up to code than to start fresh.

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