Amy Rist Realtor at Executive Real Estate

12/16/2024

What Homebuyers Need To Know About Credit Scores

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home. Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type.

12/15/2024

Hoping for a big drop in home prices? Here’s why experts say that’s not likely.

A nationwide housing shortage means demand is still outpacing supply, and that’s keeping prices steady or rising in most areas. Even though inventory has grown this year, the change isn’t enough to tip the scales.

Let’s chat so I can help you understand what’s driving prices in our market, and why working with a local agent is key.

12/14/2024

More homeowners are choosing real estate agents to sell their houses – and it’s no surprise why.

This market is complex to navigate, so you don’t want to try to go it alone.

From pricing your home right to handling the paperwork, having a pro by your side is key.

I’m here to make the process as smooth as possible. DM me if you want to learn more about what I can do for you.

12/13/2024

What Homebuyers Need To Know About Credit Scores

Most prospective homebuyers don’t know the minimum credit score lenders require or that it varies by lender and loan type. If you want to explore your options to see what’s out there, connect with a trusted lender.

12/12/2024

The Top 2 Reasons To Look at Newly Built Homes

Depending on your needs and budget, a new build might be the opportunity you’ve been waiting for to bring your homebuying vision to life. If you’re interested in a brand-new home, let’s connect so you can check out what builders in your area are up to.

When planning a move, a newly built home might not be the first thing that comes to mind.

12/11/2024

Looking to stretch your budget a little further?

Moving to a more affordable area might be the answer. Here’s a look at the top 10 states known for lower housing costs, reduced insurance premiums, and budget-friendly living expenses.

But don’t worry if we’re not on this list. A trusted agent (like me) can help you find your budget-friendly option wherever you need to be.

Interested in exploring options to improve your financial situation? DM me and I’ll show you how moving could be a game-changer.

12/10/2024

What Will It Take for Prices To Come Down?

If you’re wondering what it’ll take for prices to come down, it all goes back to supply and demand. With inventory still limited in most markets, prices are likely to remain steady or rise.
To see what’s happening with home prices where we live, let’s connect. That way you’ll have help understanding our market and making a plan that works for you.

You may be wondering if home prices are going to crash.

12/09/2024

Why This Winter Is the Sweet Spot for Selling

This winter may be the sweet spot for sellers. If you want to take advantage of that, let’s connect to put a plan in motion.

12/08/2024

Thinking about selling your house? History shows winter may be your sweet spot.

With serious buyers still looking and typically fewer homes for sale than at other times of year, your house could really stand out.

If you want to get your house listed and take advantage of these perks, DM me.

12/07/2024

Should You Sell Your House As-Is or Make Repairs?

Selling a home without making any repairs is possible in today’s market, but it does have some trade-offs. To make sure you’re considering all your options and making the best choice possible, let's have a conversation.

A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house.

12/06/2024

Why This Winter Is the Sweet Spot for Selling

Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you'll still be in this year’s sweet spot.

Thinking about selling your house? Here are a few reasons why you may want to do it this season.

12/05/2024

When Will Mortgage Rates Come Down?

If you’re planning to move and want to stay informed about where mortgage rates are heading, let’s connect.

One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down?