Growth Dilemma

09/09/2026

9/9: How GLP-1 Drugs Like Ozempic Are Reshaping Retail

We have all heard about the impact drugs like Ozempic and Wegovy are having on weight loss. But I hadn't thought much about all of the businesses that could be affected downstream.Now it's clothing retailers.According to Bloomberg, some retailers are cutting back on plus-size clothing as more people...

09/08/2026

9/8: 's $499 Toothbrush: A Lesson in Innovation Over Planning

James Dyson, the guy who convinced millions of people to spend $400 on a hair dryer, has a new idea: a $499 toothbrush.And this isn’t just a fancy electric toothbrush. Dyson’s new product uses technology designed to improve how people clean between their teeth.But the part of this Wall Street Jo...

09/07/2026

Are you fixated on the interest rate of your next business loan? 📉

It is a common trap. Borrowers walk into a lender's office, hear a rate, and immediately fixate on it.

But here is the reality of business leverage: you don't manage to an interest rate, you manage to the loan payment!

With extended maturities offered by the SBA, you can secure lower monthly payments that actually protect your cash flow.

You sleep at night knowing you can comfortably make your monthly payment, not because your rate is 2% lower than it was somewhere else.

Prudent SBA lenders will always test your ability to live within a payment structure, because long-term sustainability is the ultimate goal.

At MultiFunding, our key responsibility as your advisor is helping you get comfortable with a capital strategy that works for your business reality. 🤝

Listen to our full conversation with Ozer on strategy and risk here: https://bit.ly/4g0J4qA

09/04/2026

9/4: Business Financing Strategy: Why Your Balance Sheet Needs Offense, Defense, and Flexibility

Championship teams don't play offense only. Your business's financing shouldn't either. Most owners build their capital stack around a single loan for a single purpose: growth. But real strength comes from having offense (capital that funds growth, like SBA and term loans), defense (working capital....

09/03/2026

9/3: When Getting Smaller Is Smarter

I recently led a workshop for a group of entrepreneurs and talked about the different stages businesses go through. I used the analogy of driving a stick shift. In the early days, you’re in first gear, doing almost everything yourself and just trying to get the business moving. As things start wor...

09/02/2026

"Anyone can sell money. The harder and more valuable role is helping a borrower understand what the financing actually means for the future of their business." 💡

Getting capital is one thing, but knowing exactly how that capital will impact your business tomorrow, next month, and years down the line is what truly matters.

At MultiFunding, we don't just sell money. We act as your dedicated leverage advisor, ensuring that every dollar you take on is structured to fuel your growth, protect your cash flow, and set you up for long-term success.

Don't just look for a quick payout—look for a partner who cares about your future. 📈

Partner with us today to find the clarity you need: https://bit.ly/4xd3WjS

09/02/2026

9/2: Why AI Agents Are Making Founders Work Harder, Not Less

We keep hearing that AI is going to make us dramatically more productive and give us back time. This Wall Street Journal article offers an interesting twist.Some startup founders are finding the opposite. Their AI agents can work around the clock, which means there is always more to review, more to....

09/01/2026

9/1: When Big Gets Too Big

Where I live, there are two huge hospital systems. I almost always use one of them. They're growing, profitable, and I've consistently had good experiences as a patient.The other is bigger, losing lots of money, and every interaction seems to feel more complicated than it should.Out of convenience,....