Bonner Community Housing Agency

09/15/2025

Potlatch Homes: (CLT_PR_prospect flyer)This project has no federal funds it was all built with donations, grants and sponsorships. There are 4 homes available. They are 3 bedroom and 2 bath homes located in Priest River Idaho. They are listed at $270,000. These are a land trust so the buyer doesn’t own the land, it is held by a non-profit entity (LEAP) with a 99 year lease. This is one of the ways the price can be kept as low as it is. There are some qualifications for this program the main qualification is that the family is at or under 130% of AMI based on the family size:

here is a bit of a chart for reference:
1 person 2 person 3 person 4 person 5 person
60% $36,420 $41,580 $46,800 $51,960 $60,300
80% $48,560 $55,440 $62,400 $69,280 $80,400
100% $60,700 $69,300 $78,000 $86,600 $100,500
120% $72,840 $83,160 $93,600 $103,920 $120,600
130% $78,910 $90,090 $101,400 $112,580 $130,650

There are some caveats in the ground lease that protect the homeowner in case the non-profit who owns the land goes out of business. Additionally, if you or someone you know is close to being able to get a loan for this project but has a barrier please tell them to reach out anyway, LEAP is willing to adjust as needed (if they are able to) in an effort to get families into these homes asap.

09/15/2025

Jasper Loop: (JL Flyer) this is a 3 bedroom 2 bath home in the city limits of Ponderay. This is a unique opportunity for someone who fits the qualifications. This home was built with federal funds which means it is more restrictive. For this home we are looking for the family that fits the qualifications that IHFA requires. The main requirement we are vetting is income. For this program the family has to be under 80% AMI.

See below chart for that information:
1 person 2 person 3 person 4 person 5 person
30% $18,200 $20,800 $23,400 $26,000 $28,100
Very Low Income $30,350 $34,650 $39,000 $43,300 $46,800
60% $36,420 $41,580 $46,800 $51,960 $60,300
80% $48,560 $55,440 $62,400 $69,280 $80,400

This family has to get a loan through the open market for how ever much they can afford. Once they are qualified for the loan, I need to be notified. And need to be authorized to communicate with the lender. The family’s information will be sent to the team at IHFA for review. If they qualify and are selected then IHFA will be directly involved from there. The home will be sold for $437,500. If the family can only qualify for $300,000 (for example) then IHFA will come in with a silent second loan for the difference. I believe this loan is 0 interest and 0 payments. However, if the family sells, refinances or when 15 years is up, they will have to repay that loan to IHFA.

04/23/2025

04/18/2025

Come on down, live music, great food and amazing people!!

RAISE THE ROOF! When this wild week is over, come party with us at Matchwood Brewing Company ! TODAY, April 18th from 4-7pm, we will be saying THANK YOU!
Live Give 7B

Photo: Ice cold, perfectly frothed beer glass on a sunny deck in downtown Sandpoint in celebration of all things 7B.

04/14/2025

7B Gives is a community-driven platform in Bonner County, Idaho, dedicated to supporting local nonprofits and charitable initiatives. Discover how you can give, volunteer, and make a lasting impact in your community. Visit 7BGives.org to connect with meaningful causes and contribute to a better futu

04/11/2025

Just three days away! We're excited to take part in Live, Give 7B - a community giving campaign for nonprofits across Bonner County. Join us next week, April 14-18, in supporting your favorite local nonprofits. Learn more and start giving at 7bgives.org.

03/20/2025

📅 Mark your calendars!
Live Give 7B is coming April 14–18, 2025 — a community-wide giving campaign supporting local nonprofits and businesses right here in Bonner County.
💛 It’s all about:
✨ Supporting local causes
✨ Building community connections
✨ Celebrating the heart of 7B
Let’s come together to Live, Give, and Celebrate 7B! 💙
Tag a friend who loves 7B as much as you do and spread the word! http://bit.ly/4kha3xU

03/06/2025

we have been all over the last few weeks trying to get the word out about who we are, what we do and how we do it!! We have been on the radio, at speaking events and a podcast with the envision center. here is a link to our website where you can see projects we are working on and the whole the story by those at the Community Resource EnVision Center! Thank you for all you do to help us nonprofits in mission!

03/04/2025

Thank you Community Resource EnVision Center for a great podcast, newsletter and article!!

We so appreciate every opportunity to get our message out and connect with more individuals who see a need and are interested in helping with the housing crisis!

Affordable housing is a critical issue in Bonner County, and over 300 families are currently on the Bonner Community Housing Agency (BCHA) waiting list. In our latest blog, we sit down with Chrystle Horvath, Executive Director of BCHA, to discuss her journey into housing advocacy, the growing need f...

01/31/2025

01/30/2025

Thank you Washington Federal Bank! This grant will go directly to the home we are preparing to build in Ponderay. This home will be a 3 bedroom 2 bathroom home. And every donation to this home reduces the cost to the buyer at the end of the process! It is because of partners like you that we are able to continue our mission of building affordable housing!

A Bonner County housing organization has received a $2,500 grant from the WaFd Foundation. The grant is aimed at supporting Bonner Community Housing Agency's mission to provide affordable housing solutions for residents of Bonner County and beyond. Organizers said the WaFd grant will help the agency...