San Luis Obispo County Housing Trust Fund

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San Luis Obispo, CA
San Luis Obispo County Housing Trust Fund

The SLO County Housing Trust Fund (HTF) is dedicated to increasing the supply of affordable housing.

09/17/2026

We would like to extend a huge thank you to Columbia Bank for their continued partnership and generous $20,000 contribution to the HTF! Their ongoing support helps us continue to fulfill our mission of increasing the supply of affordable housing in SLO County.

We’re working together to build a brighter future for families in SLO County.

09/09/2026

The HTF is pleased to announce a $465,000 construction loan to support
Transitions - Mental Health Association (TMHA) new accessory dwelling unit in San Luis Obispo.

This project demonstrates the value of infill development as a tool for increasing affordable housing opportunities while making efficient use of existing land and infrastructure. The new ADU will provide housing for adults with disabilities on an existing T-MHA property that the HTF previously helped finance.

As a certified CDFI, the HTF was awarded a 2024 Capital Magnet Fund grant of $4.5 million. This loan to T-MHA is putting a portion of that money to work and increasing the supply of affordable housing for people with disabilities in San Luis Obispo County.

09/02/2026

The HTF is proud to share that we have officially received recertification as a Community Development Financial Institution (CDFI) from the U.S. Department of the Treasury.

HTF has been a CDFI since 2007, and this recertification follows a rigorous national process requiring existing CDFIs to reapply under updated standards.

CDFIs invest in local communities and the residents who live there by providing critically needed financing often unavailable from mainstream financial institutions.

As a CDFI, the HTF has received multiple Capital Magnet Fund grants in the past. The most recent of which was $4.5 million and is already being put to work locally.

We are proud to maintain this certification and look forward to using it to increase the supply of affordable housing in SLO County.

09/01/2026

$49 million invested. 1,916 affordable housing units supported. And every dollar keeps working as our impact keeps growing.
See what we accomplished in 2025, and the partnerships making it possible, in the SLO County Housing Trust Fund Annual Report.

We're grateful to have you on this journey with us as we fulfill our mission of increasing the supply of affordable housing in SLO County.
The fund that builds community.

Read the 2025 Annual Report and see the impact in action:https://www.slochtf.org/_files/ugd/2dbe9a_efb329a1e8fa4729acb6c56fe4990778.pdf

08/28/2026

We are excited to celebrate People's Self-Help Housing’s payoff of its HTF loan for Wimer Way Homes / Mission Gardens in San Miguel.

The HTF provided a $2 million predevelopment loan to help People’s Self-Help Housing support the site development and infrastructure needed for 14 self-help homeownership opportunities. Through PSHH’s mutual self-help model, future homeowners contribute sweat equity alongside their neighbors, helping make homeownership more accessible for local families.

Now that the loan has been repaid, those funds return to HTF’s revolving loan fund and are ready to continue increasing the supply of affordable housing in SLO County.

08/26/2026

Thank you to Mission Bank for its ongoing support of the HTF and its recent $2,000 contribution. Community partnerships like this play an important role in helping us accomplish our mission of increasing the supply of affordable housing in SLO County.

08/12/2026

A big thanks to U.S. Bank Foundation for its support of the SLO County Housing Trust Fund. We recently received a $50,000 grant, which helps us fulfill our mission of increasing the supply of affordable housing in SLO County.

Working together, we’re building a brighter future for families in SLO County.

07/30/2026

We would like to extend a huge thank you to Mechanics Bank for their continued partnership and generous $15,000 contribution to the HTF! Their ongoing support helps us continue to fulfill our mission of increasing the supply of affordable housing in SLO County.

We’re working together to build a brighter future for families in SLO County.

07/21/2026

We’re growing.

The SLO County Housing Trust Fund is hiring a Loan Portfolio Officer to support our work increasing the supply of affordable housing in SLO County.

This role assists with underwriting, documenting, reviewing, and closing loans for affordable housing projects throughout the county. It’s a great opportunity for someone with experience in commercial real estate or construction lending who wants to apply their skills in a mission-driven environment.

The position is full-time, hybrid, and San Luis Obispo County based.

Learn more and apply on Indeed: https://www.indeed.com/job/loan-portfolio-officer-a8f96fcabba8bc7f

If you know someone who may be a good fit, we’d appreciate you sharing this opportunity.

Address

71 Zaca Lane, Ste 130
San Luis Obispo, CA
93401

Telephone

+18055435970

Website

http://www.slochtf.org/

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