On The Ballot

10/27/2024

Wide awake and feeling inspired (or just a little restless!). Anyone else up?"

10/27/2024

Sweep? Who knows #

08/01/2024

Are you self-employed, an investor, or have a unique financial situation? A Non-Qualified Mortgage (Non-QM) loan might be your perfect solution! 🌟

Why Choose Non-QM Loans?

📄 Flexible Income Verification
💳 Less Stringent Credit Requirements
💰 Higher Loan Limits
🏡 Investment Property Financing
📅 Customizable Loan Terms
Swipe to see how Non-QM loans can make homeownership possible for you! 👉

Ready to learn more? DM us or visit our website for a personalized consultation!

Give me a call
Raul Rosado
Direct 562-201-9562
Nmls #1614197

07/30/2024

debt service coverage ratio loans program for investors.

Give us a call today.

Raul Rosado
Sr. Mortgage Loan Originator
NMLS #1614197 / DRE #01814066
Cell/Text (949) 436-5031
FAX (800) 665-6727

04/10/2024

Inflation comes in higher than expected, sending the bond markets higher today. Here are the mortgage rates as reported by and the 10 year as of 10am on 04/10/2024

12/04/2023

"If men were angels, no government would be necessary" - James Madison

True or not true? Comment below.

10/03/2023

It's been some time.

50th anniversary of Pink Floyd's 'The Dark Side of the Moon' celebrated with new box set available March 24. Out now: https://pinkfloyd.lnk.to/DarkSide50th*T...

10/02/2023

Maximize Cash Out with Non-QM Closed End Seconds


Non-QM Closed-End Seconds Program Highlights:

Clients can Access Equity with our Non-QM CES Cash Out Refi:
90% CLTV Full Doc
85% CLTV Bank Statements
80% CLTV Investment Properties
75% CLTV DSCR
Also available on Purchase, Rate/Term Refinance & Cash Out
Owner Occ, 2nd Home, Condos, 2-4 Unit & Investment
ITIN, One Year Self Employed, 1099, DSCR & more
660 Minimum FICO
Concurrent close on purchases available
Max Loan amount to $500,000, Min loan amount $100,000

Call us today!

Raul J. Casiano Rosado
Sr. Mortgage Loan Originator
NMLS #1614197 / DRE #01814066
Cell/Text (949) 436-5031
FAX (800) 665-6727
[email protected]

https://www.blink.mortgage/app/signup/partner/allianzemortgageservicesinc/raulrosado

Allianze Mortgage Services
15820 Whittier Blvd Ste G,
Whittier, CA 90603
NMLS #346138 / DRE #01403147

09/27/2023

Taking an online course "The Kingdoms of Macroeconomics" I highly recommend taking this course.

09/22/2023

"The plot thickens as interest rates climb Everest, making sellers and buyers play hard-to-get. And amid these dire straits, Non-QM is the new black. Debt Service Coverage Ratio (DSCR) loans are the new cool kids in town. But oh, what about those foreign nationals and equity loans? Fear not, for EVP of Sales and National Production at NewFi Wholesale John Wise's "conservative approach" shines a guiding light!

"Hey Loan Officers, turns out you should be selling solutions, not rates!" That's the epiphany Non-QM experts had during a webinar, led by American Business Media's "Head of Engagement and Outreach" (fancy title alert), Andrew Berman.

If you're looking for a takeaway, it’s this: know your products, and for the love of interest rates, diversify! Oh, and rates are going to stay high. Surprise! ACC Mortgage President Robert Senko whispers we might be stuck in this situation till well after 2025. Hang tight, folks."

- by Christine Stuart News Director for NMP Daily