Take Charge America

Take Charge America We are a nonprofit organization dedicated to helping individuals and families achieve financial stability.

Through expert credit counseling, debt management plans, and financial education, we provide the tools to take charge of your financial future. Take Charge America located in Phoenix, Arizona is a nationwide nonprofit financial counseling agency that has helped more than 2 million people nationwide transform their financial outlooks with one-on-one guidance to pay off debts, regain financial indep

endence and save for the future. An industry pioneer and leader, we are proud to drive many of the innovations and services that have supported consumers in financial distress since 1987. As a nonprofit agency, our mission is rooted in providing our clients and the general public with free financial education. We offer counseling, resources and knowledge that generate a profound ripple effect, improving financial wellbeing at the individual, household and community levels – and ultimately leading to a positive and sustainable economic impact. We have already helped our clients manage and repay more than $6 billion in personal debts – and we have offered much-needed guidance to millions more through our public outreach and education efforts, preventing many debt challenges from developing in the first place.

09/09/2026

🎂 We’re turning 39! A lot has changed since 1987. The way we bank. The way we pay. The technology we use to manage our money. But 39 years later, one thing hasn’t changed: money can still get complicated.

On September 9, 1987, Take Charge America was officially incorporated. Since then, we’ve grown and evolved alongside the people we serve while remaining committed to helping people understand their finances, explore their options, and make informed decisions about what comes next.

Today, we’re celebrating the counselors, employees, partners, and supporters who have helped make that work possible and the people who have trusted us during important moments in their financial lives. We looked back at how much has changed since 1987, and what hasn’t.

Read our 39th anniversary story: https://rebrand.ly/5fmdlhi

39 years down. Next stop: 40. ❤️

Your grocery cart might not predict a recession, but it could tell you something about your own finances.Switching to ch...
09/09/2026

Your grocery cart might not predict a recession, but it could tell you something about your own finances.

Switching to cheaper groceries and cutting extras can be smart. But if you’re still relying on credit cards for necessities, making minimum payments or juggling bills, it may be a sign that your budget needs more than another round of cuts.

We break down 7 signs of financial hardship and what you can do next.

Read more: https://rebrand.ly/jwveisy

This Labor Day, we recognize the people whose hard work keeps our communities, organizations, and economy moving forward...
09/07/2026

This Labor Day, we recognize the people whose hard work keeps our communities, organizations, and economy moving forward. We're proud to support individuals and families as they work toward greater financial stability and a stronger financial future.

We hope you have a safe and restful Labor Day.

Long weekend plans? Your budget would like to be included. Food, shopping, road trips and those little “we’re already he...
09/04/2026

Long weekend plans? Your budget would like to be included. Food, shopping, road trips and those little “we’re already here, might as well” purchases can add up fast. Before the weekend begins, decide what you’re comfortable spending, and give yourself a limit. A little planning now can help keep a fun weekend from becoming an expensive credit card bill later. Have fun. Spend smart. Enjoy
A little planning can make a big difference.

Find more tips and resources to help you make the most of your money: https://cutt.ly/RyhcPk43

A great beard takes time to grow. Your credit card balance shouldn’t. This World Beard Day, keep the beard. Lose the hig...
09/04/2026

A great beard takes time to grow. Your credit card balance shouldn’t. This World Beard Day, keep the beard. Lose the high-interest debt.If credit card debt keeps growing faster than you can pay it down, Take Charge America can help you explore your options.

📞 (866) 750-9618
🌐 takechargeamerica.org

You pay your credit card bill. Then you pay it again. And again. So… why does the balance barely seem to move? High inte...
09/03/2026

You pay your credit card bill. Then you pay it again. And again. So… why does the balance barely seem to move? High interest can make it difficult to get ahead, especially if you’re only making minimum payments. If you’re tired of feeling stuck, see what options may be available to you.

Get started: https://cutt.ly/UyhxutYA

Money conversations don’t have to turn into arguments. Learn how to talk openly with your partner about spending, budget...
09/02/2026

Money conversations don’t have to turn into arguments. Learn how to talk openly with your partner about spending, budgeting, debt, and shared financial goals, and turn the conversation into action.

https://cutt.ly/UyhjJPEd

September starts tomorrow! What’s one money habit you want to change this month? Maybe it’s saving a little more, cuttin...
09/01/2026

September starts tomorrow! What’s one money habit you want to change this month? Maybe it’s saving a little more, cutting back on impulse purchases, sticking to a budget or finally getting serious about your financial goals. We put together five practical ways to start saving, even when your budget is already tight.

Read more: https://cutt.ly/KyhkL0Ms

What’s one money habit you’re working on this September?

You don’t need to have everything figured out before asking for help. Sometimes you just need a place to start.Take our ...
08/28/2026

You don’t need to have everything figured out before asking for help. Sometimes you just need a place to start.

Take our free online assessment: https://cutt.ly/dyhknCPc

Credit card interest doesn’t just cost money. It can cost you time.If high-interest balances are making it harder to get...
08/26/2026

Credit card interest doesn’t just cost money. It can cost you time.

If high-interest balances are making it harder to get ahead, see what your options could look like.

Get your free online assessment: https://cutt.ly/UyhkTHya

Address

20430 N 19th Avenue, Suite B155
Phoenix, AZ
85027

Opening Hours

Monday 6am - 6pm
Tuesday 6am - 6pm
Wednesday 6am - 6pm
Thursday 6am - 6pm
Friday 6am - 6pm

Telephone

+18665280588

Website

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