09/02/2024
For all my neighbors in this area let’s do something about our crazy home owners insurance. Call or write
Homeowners in Bay Area Houston
Concerned about rising home insurance
“Our premiums are too high. Our deductibles are out the roof.
This is not sustainable.”
GET INVOLVED! Sept 17, 2024 Hearings in the Texas House
Your input to this hearing is needed! The Texas House State Affairs Committee will meet on Sept 17, 2024 at 9:00 AM in Austin to address the following:
Economic Challenges Impacting Insurance Premiums: Examine the impact of current economic challenges on the escalating costs of insurance premiums, including factors contributing to the withdrawal of insurance providers from certain markets. Investigate solutions to help Texans more easily and affordably obtain property and casualty insurance coverage. Evaluate long-term strategies for shifting from state-funded insurance programs to sustainable private market alternatives.
How can you participate:
Details on how you can participate in person or by sending comments can be found here. You can send your comments electronically at this link: https://comments.house.texas.gov/home?c=c450 Fill out the top form then scroll down and select “Economic challenges impacting insurance premiums”. You are limited to 3000 characters. You can also email the clerk Margaux Fox at [email protected]
Details will come later. Here are some tips on what you should include in your comments to the committees:
The area of the state you live in such as coastal counties
What you are currently paying for insurance
The costs of any new policies or bids
Your Deductibles in dollars
Any claims you have had
Cost of repairs
If your current company will not renew your policy
Keep it short and with a statement of “Our premiums are too high. Our deductible are out the roof. This is not sustainable”.
Stay non confrontational. Refrain from “I’m going to vote you out if you don’t do something” type of comments
Demand that they take action
Contact our Elected officials!
Clear Lake’s State Representative Dennis Paul (512) 463-0734 has been on the House Insurance Committee for many years. You should contact his office and demand action on the insurance crisis in our area. The best way to contact Paul is via his staff. Greg Bentch works the insurance committee. Send a quick email to [email protected] I suggest you include the following:
State that you are a constituent
Name, Address, phone number
Any specific information about the cost of insurance
Demand action
Also contact our Senator Mayes Middleton (512) 463-0111. He is on the Business and Commerce Committee. The Committee has been charged with addressing the rising cost of insurance. Send a quick email to his staff member Matt Patterson at [email protected]
Video of our Community Meeting
Thanks to Texas Watch for recording the meeting we had concerning our rising insurance premiums. You can review the video below. I presented a history of insurance reform since 2000. Ware Wendall of Texas Watch discussed details of reforms and Matt Patterson of Senator Middletons office spoke and took questions. https://www.youtube.com/watch?v=AGOWuMEj5o8
Thank you for your interest in this issue! Please invite others to join us in address this situation. They can join this newsletter at tinyurl.com/BayAreaHouston
John Cobarruvias
[email protected]
281-536-2457
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