Michigan Office of Retirement Services

06/11/2026

Medical debt can feel overwhelming, especially in retirement, but there are protections in place for your Social Security benefits.

Medical debt can follow you into retirement. Whether it can impact your Social Security check is another matter.

06/10/2026

Taking time to think through your future lifestyle, expenses, and long-term goals can help you build a plan that fits the retirement you actually want. https://hastingsbanner.com/articles/viewpoints/savings-for-retirement-are-you-guessing-or-planning/

06/09/2026

Once you understand your investment options, the next step is deciding what works best for you long term. The best retirement strategy is one that matches your goals, fits your comfort level, and helps you stay consistent over time.

Now that we’ve reviewed Target Date Funds (TDFs) and do it yourself (DIY) portfolios, let’s look at what each approach may mean for you. From there, you can decide what feels right for you. Did you miss part 1 of the series? Read part 1 to learn the differences between TDFs and DIY portfolios.

06/08/2026

Retirement investing can feel overwhelming at first, but understanding your options is a great place to start. From hands-off investing to building your own portfolio, different strategies work for different people and lifestyles.

You’ve enrolled in your workplace retirement plan. Now comes the decision: Should professionals manage your investments through a target-date fund (TDF), or will you build your own portfolio?

06/05/2026

Reading, listening to music, or visiting an art gallery may be doing more for your longevity than you think.

A new study found that arts and cultural activities, like reading, listening to music, or visiting museums, were linked to slower biological aging. Here's how the hobbies might help your longevity.

06/04/2026

Deciding when to claim Social Security is one of the biggest retirement choices you’ll make. Factors like your health, financial needs, and family situation can all play a role in finding the time that works best for you.

Claiming Social Security too early can cost you thousands. Before you file, ask these essential questions to ensure you aren't leaving money on the table.

06/03/2026

What do you want your next 10 years in retirement to look like?

I recently turned 50 years old. That sentence alone feels strange to say out loud. Fifty. Half a century. Somehow, it feels both old and young at the same time. Not long ago, a wise man shared something with me that really stuck. He said,…

06/02/2026

Paying off debt early can feel like the right move, but skipping out on your employer match could cost you long term savings. Balancing debt payoff with retirement contributions can help you make the most of both your paycheck and your future.

Vanguard says a common misconception about paying down often leads to a major money mistake can be costly in retirement.

06/01/2026

Learn about Social Security and Medicare in free Social Security Administration webinars. Discover when to claim, avoid mistakes, and plan confidently. Limited spots are available, so register today:
Thursday, June 11: https://go.mi.gov/gsn3a2595
Monday, June 15: https://go.mi.gov/yuagr2596
Tuesday, June 23: https://go.mi.gov/veh2c2597

05/29/2026

If you’re considering different states to retire in, staying in Michigan may deserve a spot on your list. Michigan offers affordable living, access to quality healthcare, beautiful scenery, and communities that can help make retirement feel close to home.

Retirement isn’t exactly top of mind when you’re in your early 40s like I am, but it has been coming up more lately, and Michigan keeps surprising me.