Harris County Housing Finance Corporation

Harris County Housing Finance Corporation Partnering with lenders, Realtors & builders to provide financing opportunities for first-time homebuyers & support home ownership in Harris County TX

If your home's closing sale coincides with your new purchase, make sure there is a contingency in your purchase contract...
11/28/2018

If your home's closing sale coincides with your new purchase, make sure there is a contingency in your purchase contract. Otherwise you'll owe on two properties or will be in default on new purchase due to lack of proceeds from the sale of your existing home.

Matching can be so overrated -- and expensive. Look online for beautiful sets of antique china and silver flatware. You'...
11/27/2018

Matching can be so overrated -- and expensive. Look online for beautiful sets of antique china and silver flatware. You'll save money and the unique place settings will feel more exclusively designed to your guests!

When looking for a home to buy, only schedule a maximum of 7 homes at a time. Scheduling more than this will make your h...
11/27/2018

When looking for a home to buy, only schedule a maximum of 7 homes at a time. Scheduling more than this will make your head spin, and it will overwhelm you in the long-run!

Remember -- just because you qualify for a certain mortgage amount, it doesn't mean that you should max out your budget....
11/24/2018

Remember -- just because you qualify for a certain mortgage amount, it doesn't mean that you should max out your budget. Be sure that your new mortgage payment not only fits your bank's standards but your budget as well!

Clutter detracts from a home's best assets. As soon as you know you're going to list your home, pack things you won't ne...
11/22/2018

Clutter detracts from a home's best assets. As soon as you know you're going to list your home, pack things you won't need and store them outside of the house, either in storage or at a generous friend or family member's house.

For an affordable exterior upgrade, paint your front door an unexpected shade, like buttercup-yellow or chartreuse-green...
11/22/2018

For an affordable exterior upgrade, paint your front door an unexpected shade, like buttercup-yellow or chartreuse-green. The result: a happy punctuation point that modernizes an old house yet doesn't compromise its historic character.

Your monthly housing payment (including taxes and insurance) should be no more than 28% of your pre-tax income, and your...
11/20/2018

Your monthly housing payment (including taxes and insurance) should be no more than 28% of your pre-tax income, and your total debt (including your mortgage payment) should be no more than 36%! Make sure to calculate this 'rule' before making the big home-owner leap!

If you live in a planned neighborhood, you'll likely be part of a homeowners association, which comes with dues that can...
11/16/2018

If you live in a planned neighborhood, you'll likely be part of a homeowners association, which comes with dues that can cost several hundred dollars a month. Even if your HOA fees are due annually, earmark the amount each month so you're not hit all at once.

Hire a home inspector, separate from the appraiser required by the lender, to find any potential problems you may need t...
11/15/2018

Hire a home inspector, separate from the appraiser required by the lender, to find any potential problems you may need to deal with in the future. This will also protect you from getting into unforeseen major issues before the property is yours.

Conventional mortgage lenders charge higher interest rates for lower credit scores. Raising your score may help you qual...
11/14/2018

Conventional mortgage lenders charge higher interest rates for lower credit scores. Raising your score may help you qualify for lower rates.

Many people thinking of touring your home will do a quick drive-by to decide if they'd like to look inside. Keeping your...
11/13/2018

Many people thinking of touring your home will do a quick drive-by to decide if they'd like to look inside. Keeping your porch lights on in the evenings, and making sure your home's curb appeal is on point are great ways to lure buyers into taking the next step!

Address

Houston, TX
77024

Telephone

(713) 260-3553

Website

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