Hightower Westchester

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Hightower Westchester We are holistic fiduciaries providing financial knowledge and strategies that guide our clients in b

Hightower is a leading advisor-owned financial services company. Hightower Advisors are free of those conflicts typically found in traditional brokerage firms. We are totally independent, yet fully supported in both viewing the financial lives of our clients more completely and working with them more effectively.

10/23/2026

What if the biggest risk to your portfolio isn't making the wrong move, but making no move at all?

Many investors find comfort in leaving a portfolio untouched, especially when markets feel uncertain or investments have performed well. However, over time, investment performance can shift a portfolio away from its original allocation and risk profile. What once aligned with your comfort level and long-term goals can slowly take on more risk than you intended.

Peter Lang explores the psychology behind rebalancing, the behavioral factors that can influence investor decisions, and why periodically reviewing your portfolio may help keep your investment strategy aligned with your long-term objectives.

https://hightowerwestchester.com/blogs/insights/the-psychology-of-rebalancing-why-doing-nothing-can-be-risky

10/22/2026

WHO'S OUTBIDDING WESTCHESTER BUYERS?

Homes that are staged well and priced compellingly may be getting 10 to 20 offers in Westchester County, and local buyers are often the ones losing out.

Francie Malina, a real estate professional who joined our recent webinar, explains who's winning these bidding wars, and why parents are showing up in so many deals.

Thinking about buying, or helping a child buy? Our team is here to talk it through.

Source: Malina, Francie. Personal interview. Conducted by Richard Flahive, 22 July 2026.

10/21/2026

BUYING IN WESTCHESTER? PRICE IS ONLY PART OF IT

With well-positioned homes drawing multiple offers, many Westchester buyers are competing on terms as well as price. That often means having funds ready fast.

In our homebuying webinar, Francie Malina, a real estate professional, joins our team to walk through three strategies families may consider: margin loans, gifts from parents, and intrafamily loans. We cover how each one works and the trade-offs that come with it.

Thinking about buying, or helping a child buy? Our team is here to talk it through.

Watch the full webinar: https://youtu.be/OqN1_PYMJco

Source: Malina, Francie. Personal interview. Conducted by Richard Flahive, 22 July 2026.

10/20/2026

THE RETIREMENT DECISIONS THAT GET MADE IN SEPARATE ROOMS

Taxes, investments, retirement income, and Medicare are often four separate conversations. Handled separately, a decision that looks reasonable in one may create a cost in another.

Coordination is where the options tend to live.

If this is a conversation worth having, the Westchester team is here whenever you'd like to talk it through.

10/08/2026

THE RETIREMENT WITHDRAWAL THAT TAXES YOUR SOCIAL SECURITY

Required Minimum Distributions are treated as taxable income. For larger retirement balances, that added income may push you into a higher bracket, and it could increase the portion of your Social Security benefits subject to tax.

One withdrawal, two consequences.

If this is a conversation worth having, the Hightower Westchester team is here whenever you'd like to talk it through.

10/01/2026

WHY YOUR RETIREMENT ACCOUNT STATEMENT OVERSTATES WHAT YOU CAN ACTUALLY SPEND

That balance you worked decades to build? Some of it may still belong to the IRS.

Tax-deferred growth in traditional retirement accounts means taxes may still be owed when the money comes out. Worth understanding before you plan around the amount.

If this is a conversation worth having, the Hightower Westchester team is here whenever you'd like to talk it through.

09/30/2026

RETIREMENT TAXES: WHY YOUR RETIREMENT ACCOUNT BALANCE ISN'T WHAT YOU ACTUALLY GET TO SPEND

You did the work. You contributed, you stayed invested, and you watched the number climb.

But the balance on a retirement account statement may not be the amount that you actually get to spend. Tax-deferred growth means taxes may still be owed at withdrawal. Required Minimum Distributions may push income into a higher bracket. And Medicare's IRMAA surcharge may raise Part B and Part D premiums based on income from two years prior.

Dawn Israel breaks down how taxes, retirement income, investments, and healthcare costs may work better as one coordinated conversation rather than four separate ones.
If this is a conversation worth having, the Hightower Westchester team is here whenever you'd like to talk it through.


09/17/2026

THE HELP THAT ISN'T ABOUT MONEY AT ALL

The most valuable support you give your kids might not be a check at all.

Questions about supporting your family without losing sight of your own plan? The Hightower Westchester team is here to help you think it through.

09/11/2026

THE ONE TOPIC PARENTS SKIP WITH THEIR KIDS

Tying shoelaces? Taught. Throwing a ball? Taught. The value of a dollar? That one often gets skipped.

Questions about supporting your family without losing sight of your own plan? The Hightower Westchester team is here to help you think it through.

08/27/2026

WHEN HELP HAS NO PLAN BEHIND IT

Rent. A car repair. An expense out of nowhere. You're glad to help — but is there a plan behind it?

Questions about supporting your family without losing sight of your own plan? The Hightower Westchester team is here to help you think it through.

Address

440 Mamaroneck Avenue
Harrison, NY
10528

Telephone

+19148258630

Website

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