09/11/2013
*FUTURE DOCTORS* OPTION 2
United States Navy HSCP (Health Services Collegiate Program)
for Medical Students / Medical School
HSCP - Introduction
Navy HSCP (Health Services Collegiate Program) is a United States Navy exclusive
program similar to the Armed Forces HPSP (Health Professions Scholarship Program).
For those interested in serving in the US Navy as a physician, the Navy is willing
to pay for your medical school education . There are many routes for receiving
educational aid through the Navy, but the most well-known route is Navy HPSP.
HSCP has only recently become available as an option for medical school
students (circa 2008).
HSCP - The Package
Students receive active duty status, pay, and benefits while in medical school.
Military obligations while a student are:
- Semi-annual Physical Fitness Assessments (PFA)
- Annual yearly drug screen
- Semi-annual review of transcripts
- Completion of ODS (Officer Development School) prior to internship.
Students start at E6 (Petty Officer First Class) pay.
Students can advance to E7 (Chief Petty Officer) pay.
- by referring another student to a Navy officer program
- Maintaining an “A” average or Honor/High Pass for one semester -- (No longer true as of Summer 2010)
- Achieving Dean's List for one semester -- (No longer true as of Summer 2010)
At completion of medical school and ODS, students are promoted to O3 (Lieutenant)
Note: Time in program counts as active duty time and credited towards retirement.
Note: HSCP military service commitment is the length of the scholarship or the length
of an In-service residency (whichever is longer with a minimum of 3 years).
Note: Being Active duty has its many pros and cons.
HSCP versus HPSP
Mainly, HPSP students receive full tuition (no cap), refund on all fees and book expenses,
as well as a monthly stipend of ($1992 per month as of 2008). HPSP students promote to
O1 prior to medical school and generally attend summer clerkships. HPSP students also receive
a $20,000 sign-on bonus. However, time in program does not count as active duty time
and is not credited towards retirement. Commitment length is similar to HSCP. The choice
between HSCP and HPSP is dependent on which suits the individual better. Generally,
an individual would benefit from HSCP over HPSP if the tuition is relatively low like the
medical schools in Texas with tuition less than $13k (2010 numbers).
HSCP Pay
The pay can be calculated exactly using the military compensation calculator below:
http://militarypay.defense.gov/mpcalcs/Calculators/RMC.aspx
Payment during medical school would be as follows (hypothetical 2010-2014)
Payment is Basic Pay+BAS+BAH.
Pay table drastically changes based on location, time, prior service, and number of dependents.
Medical School
2010 - E6 with 1 year service - $51,068.51
2011 - E6 with 2 years service - $54,136.67*
2012 - E6 with 3 years service - $55,621.79*
2013 - E6 with 4 years service - $57,066.11*
Note: (US CONUS average) (No dependents)
Note *: 2011-2013 pay is calculated using 2010 numbers not corresponding, hence lower.
Payment during residency would be as follows (hypothetical 2014-2018) for HSCP
Post HSCP Residency
2014 - O3E with 5 years - $87,785.44*
2015 - O3E with 6 years - $90,931.08*
2016 - O3E with 7 years - $94,141.08*
2017 - O3E with 8 years - $94,141.08*
Note: (US CONUS average) (No dependents)
Note *: 2014-2017 pay is calculated using 2010 numbers not corresponding, hence lower.
Payment during residency would be as follows (hypothetical 2014-2018) for HPSP
Post HPSP Residency
2014 - O3 with 1 year - $71,831.84
2015 - O3 with 2 years - $77,703.44
2016 - O3 with 3 years - $81,656.24
2017 - O3 with 4 years - $86,505.44
Note: (US CONUS average) (No dependents)
Note *: 2014-2017 pay is calculated using 2010 numbers not corresponding, hence lower.
Payment during residency in the civilian side are:
Civilian Residency
1st Year (PGY1 / Intern ): $46,000
2nd Year (PGY2): $48,000
3rd Year (PGY3): $50,000
4th Year (PGY4): $52,000
Source: AAMC (2008 averages)
