Nevada Division of Insurance

06/22/2026

06/22/2026

🔥 Wildfire risk remains one of the most significant challenges facing western states, communities, and insurance markets today.

On June 18, Nevada Nevada Division of Insurance Commissioner of Insurance Ned Gaines attended the Guy Carpenter 2026 California and Western States Wildfire Summit in Burlingame, California, joining insurance regulators, carriers, reinsurers, and resilience experts from across the West to discuss the future of wildfire risk and property insurance.

🤝 During the summit, Commissioner Gaines participated in a roundtable discussion alongside fellow insurance commissioners from Idaho, Utah, Colorado, and New Mexico, sharing Nevada's perspective on reducing wildfire losses, strengthening community resilience, and supporting stable insurance markets for consumers.

📈 The summit also provided an opportunity for Commissioner Gaines to engage directly with industry leaders and stakeholders, highlighting Nevada's insurance market and encouraging continued interest and investment in the Silver State.

🏔️ As wildfire risks continue to evolve throughout the West, the Nevada Division of Insurance remains committed to working with regulators, insurers, and community partners to promote market stability, improve preparedness, and protect Nevada consumers.

06/05/2026

🔥 Wildfire season is underway in Nevada. Now is the time to take steps to reduce the risk of wildfire damage to your home and property. Many effective mitigation measures are low-cost and can be completed by homeowners themselves. The Nevada Division of Insurance has tips and resources to help ho...

05/08/2026

🎉 This week, the Nevada Division of Insurance celebrated Public Employee Recognition Week by recognizing the incredible staff members who serve Nevadans every day.

From a daily cocoa & coffee bar ☕ and catered lunch 🍽️ to a fun “match the pet to the owner” challenge 🐾, the week was filled with appreciation, teamwork, and plenty of smiles across both the Carson City and Las Vegas offices.

The celebration also included a little friendly competition, with DOI’s Darryl Van Dorn and Brian Dziminski — better known during tournament play as “The Chairmen of the Boards” 🏆 — taking home the championship title in the Nevada Department of Business and Industry of Business & Industry Employee Appreciation Week 2026 Co****le Tournament.

Commissioner of Insurance Ned Gaines shared his appreciation for Division staff, stating: “Public work is a calling to do something towards the greater good. Public employees are vital to efficient state government, and their work often goes unrecognized. We have Public Employee Recognition Week to highlight our staff and the important work they do, but we appreciate them year-round. I could not succeed in my role as Commissioner without my staff, as they are the ones who keep the wheels turning.”

👏 Thank you to all public employees for your dedication, professionalism, and continued service to the State of Nevada.

04/28/2026

✨ Nevada Division of Insurance Commissioner Ned Gaines presented at Medicarians 2026 on Wednesday, April 22, during the session “State Regulators Take the Stage: What Insurance Commissioners Expect from Agents in the Next Decade.”

💗 Medicarians is the single largest gathering of senior health and wealth distribution professionals, bringing together the entire value chain—including agents and agency owners, product creators, care providers and health plans, investors, and innovators—all under one roof.

In his remarks, Commissioner Gaines highlighted how consumers can face challenges when navigating coverage decisions on their own and emphasized the value of trusted 🤝 relationships with agents and brokers in helping individuals better understand their options and make informed choices. He also noted that agents and brokers are the “engine” that keeps the insurance industry running. 🚂

Panelists discussed evolving federal requirements, regulatory priorities, and the importance of collaboration to support a stable marketplace and strong consumer protections. ☑️

📍The conference, held April 20–22 at the Fontainebleau Las Vegas, serves as a national forum for addressing emerging trends across Medicare, insurance, and health policy.

▶ Watch the full panel discussion: https://vimeo.com/1186167698

This is "0503_State Regulators Take the Stage: What Insurance Commissioners Expect from Agents in the Next Decade" by Connectiv on Vimeo, the home for high quality videos and the people who love them.

04/22/2026

Recent earthquakes felt across Nevada are a reminder of an important coverage gap many homeowners may not realize: 🧠
Standard homeowners insurance policies do NOT cover earthquake damage.

After Alaska and California, Nevada ranks third in the country for major earthquakes (magnitude 5.0 or higher), making it one of the most seismically active states. With this level of risk, understanding your coverage is critical.

To be protected from earthquake damage, homeowners must purchase a separate earthquake policy or add an earthquake endorsement (if offered by their insurer). Many standard homeowners insurers do not include this coverage by default.

🔷 It’s also important to understand that earthquake policies often come with higher deductibles than typical homeowners insurance—commonly ranging from 📈 10% to 30% 📉 of your home’s insured value. Before the next event, take time to review your policy and understand what is—and is not—covered.

To learn more and evaluate your options, review these resources from the Nevada Division of Insurance:
📓 Nevada Consumer’s Guide to Earthquakes

https://doi.nv.gov/uploadedFiles/doinvgov/_public-documents/News-Notes/EarthquakeInsurance_B.pdf

📓 Nevada Consumer’s Guide to Homeowners Insurance:

https://doi.nv.gov/uploadedFiles/doinvgov/_public-documents/News-Notes/CG%20to%20Home%20Insurance%202026.pdf

04/07/2026

Commissioner Ned Gaines will be speaking at the 2026 NABIP Northern Nevada Benefits & Medicare Expo on April 29 in Reno.

During his remarks, Commissioner Gaines will provide a high-level overview of how the Nevada Division of Insurance is addressing key challenges across the health insurance market and working to support consumers and industry partners statewide.

The National Association of Benefits and Insurance Professionals represents more than 100,000 licensed health insurance agents, brokers, general agents, consultants and benefit professionals through more than 200 chapters across America. NABIP members service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage.

You can learn more about NABIP Northern Nevada here: https://nabipnn.org/index.php

Learn more about the event here: https://nnahu.starchapter.com/meetinginfo.php?id=256&ts=1775096741

📍 Atlantis Hotel & Casino, Reno
3800 South Virginia, Reno, NV 89502
🗓 April 29, 2026
⏰ Commissioner speaking: 8:50–9:10 AM