Futura Monte Naga City By Engr. Realtor

15/04/2026

KAYA MO NA!
INVEST KANA!

31/03/2026

CONDO AFTER 50 YEARS ANU MGA POSIBLE NA MANGYARE?

Marami talagang nalilito pagdating sa condo ownership—lalo na kung first time buyer ka.
Baka narinig mo na ito before:

“Condo? Diba 50 years lang ‘yan?”

Let’s clear the air.

👉 The truth:
Ang ownership ng condo unit mo HINDI nag-e-expire after 50 years.
You own your unit through a Condominium Certificate of Title (CCT)—meaning, sa’yo talaga siya.

So saan galing ang “50 years”?

It comes from RA 4726 (Condominium Act of the Philippines).
After 50 years, may assessment lang kung ang building ay:
• unsafe na
• structurally weak
• mas mahal nang i-repair kaysa i-rebuild

👉 Think of it as a checkpoint, not an expiration date.

Important to know:
✔ Hindi automatic na gigibain ang condo
✔ Hindi decision ng developer
✔ 75% of unit owners must agree bago may mangyari
✔ If maayos at well-maintained ang building—tuloy lang ang ownership

So, should you worry?
Hindi.

Mas mahalagang tingnan ang:
• developer reputation
• property management
• maintenance quality
• reserve funds
• safety compliance

Because a well-maintained condo can last way beyond 50 years.

🔑 Key takeaway:
The “50-year rule” is for safety—not a deadline.
Condo ownership is legit, long-term, and still a smart move kapag tama ang pinili mo.

If you want to learn more about condo options or need help choosing the right one, just reply and message our page

29/03/2026

Invest in Naga

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21/03/2026

REAL ESTATE GUID 101 ‼️‼️‼️👌
💰 REAL TALK: Paano ba kumita sa real estate?

HABANG ANG REAL ESTATE AY TUMATAAS ANG PRESYO AND SAHOD NAMAN AY MAPAKA BAGAL TUMAAS KAYA MAS MAIGI NA PALAGUIN ANG PERA AT CAPITAL.

May 2 paraan… alin ka dito? 👇

🏠️TEAM PAUPAHAN (Rental Income)
“Gusto ko tuloy-tuloy ang pera 💸”

✔️ May monthly income ka
✔️ Long-term investment
✔️ Habang natutulog ka… may pumapasok na pera
😌

Alam namn natin na habang tumatagal ang property ay tumaatas ang Presyo. Kaya ang ibang mayayaman at may ibang tao na may extra na pera ay nag iinvest sa pagbili ng property kaysa naka tulog lamang ang pera sa Banko at subra baba ng interest.

🔄 TEAM BILI-BENTA (Flipping)
“Gusto ko mabilisang kita 😎”

✔️ Buy low, sell high
✔️ Isang bentahan = malaking profit
✔️ Pero dapat marunong sa timing ⚠️

😏 Ikaw… saan ka?
👉 Team Passive Income?
👉 Team Quick Cash?
👉 Or BOTH para solid investor ka? 💯

⸻

📩 PM mo ‘ko kung gusto mo magsimula — tutulungan kitang pumili ng tamang property para sayo!

18/03/2026

Real estate guide 101

Hidden Cost or mga nakakalimutan itanong sa developer or seller o mga hindi at nakalimutan na ma discuss sa buyer bago bumili ng Condo.

✅️ Parking Slot Cost
• kalimitan ang parking sa mga condo unit ay pinagbibili at hindi libre. Maaring umabot ng 1M + ang presyo ng parking space depemde sa location.In short separate purchase ang parking slot/s.
• may parking space pero walking distance sa Building/ Condominium

✅️ Monthly Condo Dues
• Bayad ito sa maintenance ng building. Kasama dito ang security, elevator, cleaning, at amenities.

• Karaniwang ₱150 pataas per bawat buwan depende sa sqm or sa mga napagusapan.

✅️ Real Property Tax (Amilyar)
• Kahit condo unit ay may Real Property Tax na binabayaran sa city hall bawat taon.
• Nakabase ito sa assessed value ng unit.

✅️ Transfer Fees ng Title
Dadat nyo itanung kung ang mva sumosunod na documents ay kasama na sa Total contract price.

• Capital Gains Tax (usually seller)
• Documentary Stamp Tax
• Transfer Tax
• Registration Fee

✅️ Renovation Permit Fee
• Kapag magpapagawa ka sa loob ng unit, kailangan ng permit mula sa admin.
Minsan ay humihingi pa sila ng renovation permit galing sa City hall.
• May kasamang renovation fee at construction bond.

✅️ Insurance Fee
• Kadalasan required ang fire insurance lalo na kung naka-bank financing ang unit.

✅️ Utility Deposits
• Kadalasan may deposit sa kuryente at tubig bago ka makatira sa unit.

✅️ Bank Charges
Kung bank financing ang condo, may extra fees tulad ng:

• Bank appraisal fee
• Mortgage fee
• Annotation fee sa title

‼️PAALALA BAGO BUMILI NG PROPERTY‼️

Wag tumitingin lang sa mababang downpayment.
Alamin ang mga bayarin bago mag pa reserve ng Condo unit tulad ng monthly dues, taxes, at hidden fees ang tunay na nagpapamahal sa co.dp unit.

siguraduhin na kaya ng budget ang total cost bago bumili ng Condo hindi lang ang monthly amortization.

At para sa ibang developer at Real estate agents
Maging tapat tayo sa mga buyers.

15/03/2026

CHECK NYO MUNA KUNG LEGIT BA NA REAL ESTATE DEVELOPER SA PILIPINAS PARA IWAS SA SCAM

✅️ Is the Developer registered with the Government?

📍Dapat naka rehistro sila sa Department of Human Settlements and Urban Development (DHSUD), kung hindi red flag yun.

📍You can ask the developer for their:
• Certificate of Registration
• License to Sell

It will prove the project is approved by the government.

✅️ May License to Sell ba sila? (LTS)

📍Lahat ng project bago ibenta dapat may License to Sell from DHSUD.
Kung wala sila LTS, it is a red flag 🚩

✅️Is the Company SEC registered?

📍Dapat icheck kung naka rehistro ang company sa Securities and Exchange Commission (SEC).

Check if:
• The company exists
• The business is active
• The developer is authorized to sell real estate

✅️Check the Project Land Title

📍Ask for a copy of the mother title or project title and verify it at the Land Registration Authority.

This confirms:
• The developer really owns the land
• The title is clean
• No legal problems

✅️ Visit the Actual Project Site

A legit developer usually has:
📍Project signage
📍Development permit
📍Sales office
📍 Ongoing construction

Mas maigi kung mabisita nyo ang proyekto wag puro online transactions.

✅️ Check the Development Permit

📍Local governments issue development permits. You can verify this with the city or municipal planning office.

✅ Checklist Before Buying

these 5 documents will give you peace of mind:
📍Land Title
📍Development Permit
📍Certificate of Registration (DHSUD)
📍 License to Sell (DHSUD)
📍SEC Registration

⚠️ Red Flags of Fake Developers

🚩 No License to Sell
🚩 Only reservation payments but no documents
🚩 Selling very cheap lots
🚩 Cannot show the land title
🚩 Colurom ang mga ahente / real estate seller
🚩 Only Facebook transactions

13/03/2026

REAL ESTATE GUIDE 101

Narito ang Checklist Bago Bumili ng Condo para maiwasan ang problema sa documents, utang, o legal issues:

Checklist Bago Bumili ng Condo‼️‼️

✅️ Alamin at Kilalanin kung sinu ang Developer o Seller

📍Alamin at Kilalanin kung sino ang seller
📍 Siguraduhin na legitimate ang developer tulad ng Vista Land & Lifescapes o SM Development Corporation
📍 Siguraduhin na isang LicensesnReal estate or broker ang nag bebenta ng Unit or Kung yung owner mismo ang nag bebenta
📍mag kunsulta sa mga lesensyadong sales person at broker na nag bebenta ng Condo at anumang Real estate property.

✅️ Condo Title (CCT – Condominium Certificate of Title)

📍 Humingi ng Certified True Copy sa Registry of Deeds
📍 I-check kung malinis ang titulo
📍 Tingnan kung may encumbrances, mortgage, o levy

✅️Condo Documents

📍 Master Deed with Declaration of Restrictions
📍Condominium Certificate of Title (CCT)
📍 Deed of Absolute Sale

✅️ Updated Association Dues

📍 Humingi ng certificate of no unpaid dues
📍 Alamin ang monthly condo association fee

✅️ Amilyar or Real Property Tax

📍I-check kung updated ang Real Property Tax
📍Humingi ng tax clearance sa city hall

✅️ Check for Mortgage

📍Tingnan kung naka bank loan o naka-mortgage ang unit
📍 Kung naka-loan, dapat may bank clearance o process ng loan take-out

✅️Building Legitimacy

📍 I-check kung registered ang project sa Department of Human Settlements and Urban Development
📍Siguraduhin na may License to Sell or LTS ang nasabing Condominium or kahit ang mga for sale na mga subdivisions.

✅️ Unit Inspection / Actual inspection

📍 I-check ang kondisyon ng unit
📍 Plumbing at electrical kung gumagana ng maayus
📍Amenities ng building
📍Check mo kung may maayus na Fire alarm system at sprinkler
📍Alamin mga Location ng Fire exit at elevator

✅️ Hidden Costs

📍 Transfer fees
📍Move-in fees
📍Utility deposits
📍Parking slot kung meron at kung benebenta ang Slots (kadalasan benebenta ang Parking slots)
📍Alamin kung benepenta or Libre ang Drying Cage or Sampayan. ( kadalasan Libre ang Drying Cage)

✅️ Contract Review

📍 Basahin mabuti ang Contract to Sell o Deed of Sale
📍Kung malaki ang investment, mas mabuting ipasuri sa lawyer

⸻

⚠️ Important Tip:
Nagkakaroon ng problema ang nga buyer dahil sa mga papeles or documents hindi sa magandang unit or location

✔ Pwede maayus ang Unit na may Depekto
❌ Pero ang problema sa titulo o legal documents pwedeng tumagal ng taon

10/03/2026

CHECK THIS OUT 360° 𝐯𝐢𝐫𝐭𝐮𝐚𝐥 tour‼️‼️💪
Site Development and Room tour CLICK the link Below.

𝐄𝐱𝐩𝐥𝐨𝐫𝐞 𝐨𝐮𝐫 360° 𝐯𝐢𝐫𝐭𝐮𝐚𝐥 𝐭𝐨𝐮𝐫 𝐚𝐧𝐝 𝐝𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐚𝐦𝐞𝐧𝐢𝐭𝐢𝐞𝐬 𝐚𝐧𝐝 𝐟𝐞𝐚𝐭𝐮𝐫𝐞𝐬 𝐡𝐚𝐬 𝐭𝐨 𝐨𝐟𝐟𝐞𝐫.

Near the following:
📍Mother Seton Hospital
📍M-Plaza
📍Robinsons Mall
📍NICC Hospital
📍Bicol Access Centrum
📍S&R, SM City Naga & Landers
📍Bicol Central Terminal
📍School & Churches

Click this link to fully experience the 360 virtual tour:
👉 https://s3.ap-southeast-1.amazonaws.com/tours.exsight360.com/filinvest/futura-monte-naga/v5/tour.html

10/03/2026

Futura Monte in Naga City -
Is a smart and promising investment for people who want a simple, safe, and comfortable lifestyle. Located in a prime area near schools, hospitals, and business establishments, it offers convenience for everyday living while maintaining a peaceful community environment. The development features modern units, wide open spaces, and family-friendly amenities such as a clubhouse, swimming pool, gym, and play areas, all within a secure community with 24/7 security. With its relaxing environment, accessible location, and growing value over time, Futura Monte is an ideal home and investment for individuals and families who want a balanced, safe, and good quality of life.

08/03/2026

ALAM MO BA?

“Kadalasan ang Reservation Fee sa real estate ay hindi refundable? Kaya dapat alam mo muna ito bago mo bayaran.”

Ano nga ba ang Reservation Fee sa Real Estate?

Eto ay ang unang bayad ng buyer para ma-reserve ang property na gusto niyang bilhin.

Ibig sabihin, kapag nagbayad ka ng reservation fee, hindi na muna ito ibebenta sa ibang buyer habang pinoproseso ang documents o payment.

🏢🏢🏢

For Example only:

Presyo ng property: ₱ 3,755,600.00

Kapag nagbayad ang buyer ng ₱20,000 reservation fee, ang property ay naka-reserve na sa kanya at hindi na ito pwedeng ibenta sa iba.

🏠🏡🏠

Dapat mong malaman:

📍Karaniwang deductible sa total price ang reservation fee
📍Ito ay patunay ng intent to buy ng buyer
📍 Nagbibigay ito ng priority sa buyer.

🏥🏰💒

Maari mo bang Marefund ang Reservation Fee?

Ito ay naka depende sa kasunduan.

Madaming pagkakataon na:
📍Non-refundable ang reservation fee
📍Kapag nag-backout ang buyer, maaaring hindi na maibalik ang reservation fee

Kaya siguraduhin ng buyer na alam nya ang mga kasunduan bago mag bayad at sirugardo na sya sa kukunin nyan property.
Kaya mag tanong sa iyong real estate salesperson or broker.

🏠🏘🏡

Kailan ito binabayaran?

Karaniwan itong binabayaran:
• Kapag napili na ang property
• Bago gumawa ng Contract to Sell

⚠️‼️‼️ Educational content only, not legal advice.

07/03/2026

🏙️ Exclusive Unit at FUTURA MONTE NAGA

✨ Limited units available — few can avail!

Looking for a smart condo investment or a perfect place to live? This is your chance to own a unit at FUTURA MONTE NAGA — one of the most promising rental properties today.

STYLING YOUR OWN CONDO UNIT

💰 Ideal for rental income
📍 Prime location
🏢 Modern condo living
📈 Perfect for professionals & OFW investors

Don’t miss this exclusive opportunity. Once the remaining units are gone, they’re gone

07/03/2026

Exclusive Condo Unit at
FUTURA MONTE NAGA

Styling your condo unit
with your own imagination
from scratch ( turnover unit )