09/11/2021
RECOVERY OF DEBT BY ORDER OF COURT.
In order to promote peace and order in the society , the rule of law demands that all actions of individuals, organizations and government agencies must be justified by the rule of law and that nobody , however exalted in status or position , is entitled to disregard the law , for example , in the course of recovering a debt.
Thus, even if the borrower is unwilling to pay up , the lender is not permitted to resort to self-helf or the use of force to collect the money owed to him or repossess any security used to secure the loan without a legal action or court order.