03/09/2026
HOW YOU CAN BENEFIT
CREDICORP: Can I Get a Business Loan?
Someone asked us:
“APC, how do I benefit from the CREDICORP programme? I need a loan to operate a business.”
Good question..Let’s clarify.
CREDICORP, the Nigerian Consumer Credit Corporation, is a Federal Government initiative established to expand access to affordable consumer credit for working Nigerians.
It is NOT primarily a conventional business or MSME working-capital loan scheme.
Through participating financial institutions, Nigerians can access different forms of credit, including personal loans and financing for things such as:
• Solar and energy solutions
• Vehicles and mobility
• Laptops, smartphones and other devices
• Home improvement and appliances
• Other personal and household needs
So, if what you need is specifically a loan to start, operate or expand a business, an MSME-focused financing programme may be more appropriate.
HOW TO ACCESS CREDICORP
Visit the official CREDICORP platform, explore the available credit options, select a participating financial institution and apply directly through that institution.
https://www.credicorp.ng/credit
Approval is subject to the lender’s eligibility and credit assessment.
⚠️Please do not pay anyone who promises to “facilitate” a government loan for you.
We will be sharing more Federal Government programmes here, including business funding opportunities, and explaining, in simple terms, who can benefit and how to apply.
Government programmes should not just be announced. Nigerians should know how to access them.
APC - Progress with Purpose.
