ĠEMMA - Know, Plan, Act.

10/06/2026

ĠEMMA: EP 10 - Frodi u Scams Finanzjarji Online
F’dan l-episodju tal-Podcast ġiet diskussa l-problema li dejjem qeda tikber, dik tal-frodi u scams finanzjarji online f’Malta. Inaqdu magħna Kenneth Attard minn HSBC Bank Malta u l-Ispettur Claire Vella Borg mill-Korp tal-Pulizija ta’ Malta. Huma spjegaw kif is-cybercrime evolva u kif żdiedu scams bħal phishing, smishing, vishing, investimenti foloz u crypto scams. Ġie enfasizzat kif il-vittmi jistu jkunu ta' kull età u kif l-iscammers jużaw l-urġenza, komunikazzjoni konvinċenti u logos foloz biex iqarrqu. Id-diskussjoni uriet ukoll il-koordinazzjoni bejn il-banek u l-pulizija u kif jiġu investigati każijiet anke internazzjonalment. Fl-aħħar ingħataw pariri prattiċi dwar kif wieħed jipproteġi ruħu u x’għandu jagħmel jekk jisfa vittma.

HSBC Malta Foundation / The Malta Police Force

04/06/2026

If you are a business owner and someone tried to pay you with counterfeit money, what should you do?

Watch this video to learn more. You can also watch the entire podcast on the link below:
If you are a business owner and someone tries to pay you with counterfeit money, what should you do?

02/06/2026

Are you absolutely sure you know where your money went this month? 💸

Between streaming apps, software renewals, gym memberships, and "free trials" that snuck past their expiration dates, thousands of us are paying for things we completely forgot existed. It’s like a tiny, invisible leak in your bank account. It adds up faster than you think.

Don't let your hard-earned money slip away unnoticed. Check out the full post to find out how to audit your bank statements and start saving immediately!

🔗 https://gemma.gov.mt/subscribed-and-paying-know-what-youre-really-using/

Subscriptions are regular payments made in exchange for a service or product. Common examples include streaming platforms, music services, gym memberships, mobile apps, and online newspapers. Most subscriptions are billed monthly or yearly and continue automatically unless cancelled. Subscriptions c...

01/06/2026

Did you know that a banknote has around 80 security features? We only commonly know a handful.

Want to watch the entire podcast? Click the link below:
https://www.facebook.com/reel/2378633799475394

Central Bank of Malta

29/05/2026

What are the things to look for when checking to see if money is real or counterfeit? Watch this video for 3 things that you can look for.

Also, if you are interested in learning more, you should watch our full podcast on the topic at the link below.
https://www.facebook.com/reel/2378633799475394

Central Bank of Malta

27/05/2026

ĠEMMA: EP9 - X’Għandek Tkun Taf dwar Flus Foloz

Dan l-episodju tal-Podcast ta’ Gemma huwa kontinwazzjoni tal-episodju preċedenti ma’ Geoffrey Bezzina, fejn tkellimna dwar frodi finanzjarja u scams. Illum niffokaw fuq il-flus foloz – x’inhuma, kif nistgħu nagħrfuhom, u kif il-Bank Ċentrali ta’ Malta jaħdem biex jipproteġi lill-pubbliku.

Il-mistieden tagħna, Alexander Grima mill-Bank Ċentrali ta’ Malta, jispjega l-karatteristiċi ewlenin tal-banknotes u muniti tal-ewro, il-metodu “Ħoss, Ħares u Mejjel” biex tivverifika l-awtentiċità, u l-iżbalji komuni li jagħmlu n-nies meta jippruvaw jidentifikaw flus foloz.

Episodju edukattiv u prattiku li jinkludi wkoll kif wieħed għandu jirrapporta flus suspettużi, kif titwettaq sensibilizzazzjoni pubblika, u ħarsa lejn il-futur – karatteristiċi ġodda tas-serje Europa u l-effett potenzjali tal-ewro diġitali fuq il-prevenzjoni tal-flus foloz.

Ftakar – dejjem iċċekkja l-flus tiegħek u ibqa’ infurmat biex tipproteġi lilu innifsu u lill-flusek!

Central Bank of Malta

25/05/2026

An iced coffee here, a snack there, last-minute plans, online sales… summer often comes with little daily expenses that quietly add up.

Setting a small weekly spending limit can help you stay in control and avoid overspending too early on.

Enjoy the season while keeping your finances healthy too.

21/05/2026

From everyday budgeting to smarter financial habits, the ĠEMMA blog shares simple guidance to help you make informed financial decisions at every stage of life.

Read the latest article on the ĠEMMA website.

https://gemma.gov.mt/

19/05/2026

Summer can quickly fill up with outings, travel plans and activities, but enjoying the season does not have to mean overspending.

Setting a realistic budget and planning ahead can help you make the most of summer while staying financially comfortable.

Sometimes, the simplest moments create the best memories.

18/05/2026

MasterChef Malta Contestant Leigh, also known as Banana, has prepared for us a simple way to turn leftover ingredients into something refined and full of flavour.

Check out this incredible recipe - Mushroom Risotto with Mascarpone & Parmesan & Poached Chicken Roulade with Ricotta. Here's tonight's dinner sorted! Ingredients will be posted in the comments.