Fresh Start Now - Taylor Leibow Inc. Licensed Insolvency Trustee

Fresh Start Now - Taylor Leibow Inc. Licensed Insolvency Trustee Fresh Start Now - Taylor Leibow Inc. Licensed Insolvency Trustee - providing individuals and corporations with solutions to deal with overwhelming debt

Kathy's Thought of the Week: Give Gift Cards a Purpose Instead of spending gift cards as soon as you receive them, save ...
09/08/2026

Kathy's Thought of the Week: Give Gift Cards a Purpose

Instead of spending gift cards as soon as you receive them, save them for when you truly need them. They can help cover groceries, household essentials, or a meal during a tight week, giving your regular budget a little breathing room.

Tip: A gift card doesn't have to be a treat. It can also be part of your financial safety net.

As summer winds down and routines start to return, Labour Day is a chance to recognize the hard work that keeps our comm...
09/07/2026

As summer winds down and routines start to return, Labour Day is a chance to recognize the hard work that keeps our communities moving.

Wishing you and your family a safe and relaxing long weekend. Take some time to enjoy the last days of summer before the back-to-school season begins.

Back-to-school shopping can add up quickly. Before buying a whole new wardrobe or filling the cart with school supplies,...
09/02/2026

Back-to-school shopping can add up quickly. Before buying a whole new wardrobe or filling the cart with school supplies, take stock of what you already have.

Check what still fits, what can be reused or handed down, and what actually needs replacing. Then set a budget, look for sales and swaps, and prioritize the essentials.

A little planning now can make the transition back to school easier on your family and your wallet.

Read our blog, Back to School Planning, for more practical ways to keep back-to-school spending affordable. https://freshstartnow.ca/back-to-school-planning/

Kathy's Thought of the Week: Learn One New Skill You don't have to be an expert to save money. Learning how to tackle si...
09/01/2026

Kathy's Thought of the Week: Learn One New Skill

You don't have to be an expert to save money. Learning how to tackle simple home repairs or basic maintenance can help you avoid unnecessary expenses. Whether it's fixing a leaky faucet or patching a wall, there are plenty of reliable tutorials that can help.

Tip: One new skill today could save you hundreds of dollars tomorrow.

This is one of the most common questions we hear, and the answer might be more flexible than you think.A consumer propos...
08/27/2026

This is one of the most common questions we hear, and the answer might be more flexible than you think.

A consumer proposal can last up to 5 years, but many are paid off sooner depending on your repayment plan and financial situation.

✔️ No one-size-fits-all
✔️ Payments tailored to you
✔️ A clear path forward

Have more questions? We’re here to help.
Connect with our team today and take the first step toward your fresh start.

Kathy's Thought of the Week: Tackle High-Interest Debt FirstCredit card interest can quickly undo your progress. Focus o...
08/25/2026

Kathy's Thought of the Week: Tackle High-Interest Debt First

Credit card interest can quickly undo your progress. Focus on paying down the highest-interest balances first to save money long-term.

Tip: Even small extra payments make a big difference.

As the summer winds down, the pressure to squeeze in costly trips or events can feel heavy, especially with back-to-scho...
08/20/2026

As the summer winds down, the pressure to squeeze in costly trips or events can feel heavy, especially with back-to-school expenses right around the corner. But the best memories don't have price tags. Protecting your budget is a form of self-care and every dollar saved can help pay off your debt.

Which of these zero-dollar ideas are you trying this weekend?

Kathy's Thought of the Week: Plan for Back-to-School CostsEven without kids, fall brings new expenses. Avoid impulse spe...
08/18/2026

Kathy's Thought of the Week: Plan for Back-to-School Costs

Even without kids, fall brings new expenses. Avoid impulse spending by listing what you actually need before you shop.

Tip: Compare prices and set a strict spending cap.

08/13/2026

If your spouse files for bankruptcy, what does it mean for you?

From shared assets to joint debts, the impact depends on your situation, but you’re not automatically responsible.

Watch Licensed Insolvency Trustee, Kathy Lenart, explain in the video and read more on our blog to understand what to expect. https://freshstartnow.ca/will-my-spouses-bankruptcy-impact-me/

Have questions? We’re here to help.

Kathy's Thought of the Week: Reset Your Budget for FallSummer spending adds up with travel, patio drinks, and activities...
08/11/2026

Kathy's Thought of the Week: Reset Your Budget for Fall

Summer spending adds up with travel, patio drinks, and activities. Take 30 minutes to review your expenses and set a fresh monthly budget for the fall.

Tip: Treat September like a financial “new year.”

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L8N1G6

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