05/12/2026
🔥 Quick Insurance Tip for my Elbow Neighbors!
If your house is within 300m of a hydrant, you might be overpaying for fire insurance! We recently upgraded our fire protection to DPG 3A status by purchasing a newer truck, which means most homes now qualify for a "Fully Protected" rate. There was a short window between Nov 2025 and March 2026 (while we were waiting for pump tests) where rates may have dropped to "Semi-Protected." Some insurance companies are slow to update their records. Double-check your policy before your next renewal—it could save you a decent amount of money! We worked with brokers for years on this, and it’s finally official.
📢 Great news for the Elbow Sk! 🚒
The Elbow Fire Department is proud to announce that we have officially reached a DPG 3A rating for hydrant-protected properties. This milestone was made possible by the purchase of our 2004 fire truck, which provided the necessary equipment criteria to qualify.
A huge thank you to our dedicated members and supporters for making this happen!
What this means for property owners:
If your property is within 300m of a hydrant and 8km of the station, you may see:
* Lower Insurance Premiums: Moving from DPG 5 to 3A can lead to significant savings on fire insurance.
* Recognized Protection: This rating confirms that we have the water supply and equipment for a superior fire response.
Note: This applies to insurance providers that use Fire Underwriters Survey (FUS) data.
If you have any questions, please reach out to your local insurance brokers, as they are the experts in this field.
Come see Doc Walker April 17 at HGCC if you made it through all that.