Hilborn & Konduros Law Firm

09/11/2026

Hearing from clients like this means a lot.

My goal is always to provide clear guidance, compassionate support, and the experience needed to help you navigate difficult situations, especially when your LTD benefits have been unfairly cut off.

If you're wondering what it's like to work with me, you can read more experiences from past clients on my Google Business Profile (Hilborn and Konduros)

09/10/2026

Everyone says you 'look fine,' but you know your life has never quite returned to 'normal.' The medical reports actually prove you suffer from Post Traumatic Stress Syndrome, yet the insurance company insists your symptoms will not significantly affect your ability to perform in the workplace.

What you know to be true is that, despite an outwardly calm demeanor, you have been experiencing repeated periods of acute distress; this happens when something - anything - triggers memories of the accident.

Can’t they see that, far from attempting to avoid the workplace, you’d like nothing better than to be able to return to your once 'normal,' sure of yourself and your own ability to excel at your job?

The reality is that given your inability to sleep the night, your concentration power is diminished. Once the most highly reliable of employees, today you find even simple work responsibilities overwhelming…

Read more:

PTSD may qualify for long-term disability benefits when symptoms prevent you from performing your job safely, consistently, and reliably.

09/09/2026

OTIP denied your LTD claim?

Before you appeal, check what they’re saying.

The wrong response could leave the real problem unanswered.

09/08/2026

In Canada, civil juries are often conservative in personal injury cases.

That means they do not usually hand out huge awards.

Insurance companies know that.

That is one reason they often want a jury.

But in this Aviva case, the jury heard the evidence and just over a quarter of a million dollars against Aviva.

The case involved a woman who was assaulted at Lusitania Bakery and Cafe in Oakville.

She suffered permanent injuries, including hip problems, concussion-related issues, vision problems, and jaw problems.

Every case depends on its facts.

But this result shows why careful trial preparation matters.

Even when the insurance company fights hard, even when the case is old, even when the defence thinks a jury will help them.

The evidence can still win.

09/07/2026

People think the 24-month letter means their claim is over. It means the fight is just starting

09/03/2026

The denial letter from OTIP hits hard, threatening your stability just as you're struggling to regain strength and health.

The very idea of a clerk at an insurance company desk is describing classroom work as "sedentary" nothing short of an insult given your years of devotion to your students' needs, sparing no effort in keeping the materials and methods relevant to their everyday lives and needs.

Now, after so many months of physical and financial struggles, after endless medical tests and doctor visits, this letter is stating there's insufficient medical evidence proving you're not ready to return to the "sedentary" world of work…

Read more:

If OTIP denies your long-term disability claim in Ontario, save the denial letter, record every deadline, and request the policy terms and reports used to make the decision.

09/02/2026

If you receive Long-Term Disability benefits or a Long-Term Disability settlement, one question matters: Will this money be taxed?

09/01/2026

Some personal injury cases are difficult. This one was 13 years old.

My client had been through different lawyers. At times, she represented herself.

The insurance company behind the defendant was Aviva. And they fought the case very hard.

But the age of a case does not automatically make it hopeless.

What matters is the evidence.

In this case, there was a 911 recording.

There was evidence about what the business owner knew.

There was expert evidence about my client’s injuries.

And there was a jury willing to listen.

A hard case is not always a losing case.

Sometimes it just needs the right evidence put in the right way.

And you need the right lawyer: Rob Konduros.