No Interest Loans Scheme at Armidale Neighbourhood Centre

08/09/2026

Scams and Safety Alert

The Armidale Neighbourhood Centre is an approved provider of the NILS program within NSW, though there are many scammers impersonating approved providers using fake websites, social media profiles, and ads.

Watch out for scammers who may:
- Contact you on social media
- Ask for myGov sign-in and password
- Ask for Banking details, including sign-in and password
- Ask for Identity documents like Medicare card details or Centrelink Customer Reference Number
- Ask for you to download software
- Ask for you to transfer money
- Ask you to set up a bank account with a specific provider to have money transferred.


Good Shepherd and the Armidale Neighbourhood Centre will never ask you for your myGov sign-in, bank details, or use social media to contact you or process a loan application.
If you think you have been scammed:
- Stop all contact with the suspected scammer
- Block and report the scammer account on social media
- Report a scam to authorities
- Contact your bank or card provider as soon as possible
- Change your account passwords.

04/09/2026

Happy Spring from the Armidale Neighbourhood Centre!

Did you know that over this winter, we have assisted 9 people with their vehicle's repair costs, 7 people with their vehicle's CTP green slip, and 3 people with their vehicle's registration fee?

This was all made possible through the No Interest Loan Scheme delivered in partnership with Good Shepherd, NAB, and the Australian Government.

To find out more about the NILS program and to check your eligibility, visit nils.com.au or send an email to [email protected] to begin your application, we look forward to hearing from you!

03/09/2026

Give us a call on (02) 6772 4373 or send an email to [email protected] to start your application!

Support is available to help you afford essential goods without extra costs.

The No Interest Loans Scheme (NILS) provides safe, fair loans.

These interest-free loans are fee and charge free and support people on low incomes by helping them avoid expensive or harmful credit.

Eligible customers can apply for a loan of up to $2,000 for essential items and up to $3,000 for household items, such as:
• whitegoods like fridges, stoves, washing machines and dryers
• essential household furniture
• educational needs such as computers, laptops and textbooks
• some medical and dental services
• car repairs and registration
• phones, tablets and portable electronic devices (capped at $1,000)
• housing needs including bond, rent in advance or disaster recovery.

NILS is available through 56 providers across NSW. Find out how to apply and where your nearest provider is: bit.ly/NILS-Providers

03/09/2026

Some exciting Armidale news!

DID YOU KNOW???

The Greyhound Bus Australia has a service from Armidale to Brisbane.

To book tickets please see link below.

Happy Travelling 🚋🚍🌍

https://www.greyhound.com.au/buses/brisbane-to-armidale

02/09/2026

Have you ever heard of the NILS program?

Run in conjunction with the Australian Government, NAB, and Good Shepherd, the No-Interest Loan Scheme assists low income families and individuals to access essential goods and services. A NILS loan has no charges, no fees, and no interest, meaning that you only pay back what you borrow.

For more information or to start your application, please contact the Armidale Neighbourhood Centre:

(02) 6772 4373
[email protected]
Community Support Hub,
246 Beardy St Armidale, NSW 2350.

01/08/2026

Did you know?

No Interest Loans Scheme (NILS) has a new website and you can now check your eligibility yourself and find out what repayments will be before applying for a loan.

To check out your eligibility head to the new website.

If you needing any further information give our office a call on below details.

Armidale Neighbourhood Centre
📍246 Beardy St Armidale NSW 2350
📅Monday - Friday - 9am - 4.30 pm
📅NILS Officers Hours - Sierra - Wed -Fri - 9am - 1pm
📱0267 724 373
📨[email protected]

www.nils.com.au

22/07/2026

Bit too chilly to use the washing line? Dryer not drying like it used to?

Here at the Armidale Neighbourhood Centre, we help deliver the No Interest Loans Scheme, which can assist with buying new whitegoods and other household essentials, including dryers!

With no fees, no charges, and no interest, you only pay back exactly what you borrow. To check your eligibility or to find out more, visit the new NILS website https://nils.com.au/

Or give the centre a call using the details below,

Armidale Neighbourhood Centre
📍246 Beardy St Armidale NSW 2350
📅Monday - Friday - 9am - 4.30 pm
📅NILS Officers Hours - Sierra - Wed -Fri - 9am - 1pm
📱0267 724 373
📨[email protected]

15/07/2026

Its Back to School Time!

The No Interest Loans Scheme (NILS) delivered through the Armidale Neighbourhood Centre can assist with interest free, charge free, fee free loans for education expenses, such as fees, uniforms, equipment, and textbooks.

To find out more, visit the new NILS website, https://nils.com.au/

Or give the centre a call using the details below,

Armidale Neighbourhood Centre
📍246 Beardy St Armidale NSW 2350
📅Monday - Friday - 9am - 4.30 pm
📅NILS Officers Hours - Sierra - Wed -Fri - 9am - 1pm
📱02 6772 4373
📨[email protected]