05/09/2026
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Francis R. H. “Frank” Fraser was born in Inverness, Scotland, in 1888. As a young man, he worked as an accountant before making the long journey to Hawaiʻi at just 21 years old, arriving in Honolulu in 1909.
Not long after, Frank settled in Honokaʻa, where he became head cashier for the First Bank of Hilo. When the Bank of Hawaiʻi took over in 1926, he was promoted to manager, a role he would hold for the rest of his life. But Frank Fraser’s legacy goes far beyond banking.
During World War II, many Japanese families in Honokaʻa, despite owning successful businesses along Māmane Street lived in fear. As non-U.S. citizens, they risked losing everything under wartime laws that allowed the government to seize property from those suspected of aiding the enemy.
Frank stepped in quietly but courageously. To protect his neighbors, he personally purchased their properties, often for just $1, holding them in trust until they could legally reclaim ownership through a U.S. citizen family member. Records later showed that he never kept or foreclosed on a single one.
Frank Fraser passed away on December 21, 1946, at the age of 58. He is laid to rest with his wife, Jean, at the National Memorial Cemetery of the Pacific at Punchbowl on Oʻahu.
Interesting Fact: the Hotel Honokaʻa Club was one of the properties he safeguarded. He bought it for $1 and later returned to the Morita family for the same amount.