02/15/2026
Being the only flood insurance specialist with a Certified Floodplain Manager in Georgia for over 40 years we answer questions few insurance agents have answers for. There are risks having a private insurance company policy but can have significant benefits. A Fema insurance policy offered by many name brands has its benefits and downside. What you need to know -high deductibles do not offer any significant savings and one claim can cost you thousands and benefits the insurance company particularly a FEMA policy.