08/17/2026
Are you like many Americans right now?
Behind on rent or housing bills in Massachusetts? You could qualify for up to $7,000 in free assistance!
Whether you are renting an apartment OR owning a home, the state’s RAFT (Residential Assistance for Families in Transition) program exists to keep a roof over your head during tough times.
Here is what you need to know:
Who Qualifies?
Both Renters AND Homeowners residing in Massachusetts.
-Income Limit: Your household income must be at or below 50% Area Median Income (AMI) for your town.
Active Housing Crisis: You need proof of an eligible crisis—such as a Notice to Quit/eviction notice, past-due utility shutoff notice, or risk of mortgage default.
What Can the $7,000 Cover?
-Overdue rent arrears or mortgage payments
-Past-due electric, gas, or heating utility bills
-First/last month’s rent & security deposits if you are moving
Not sure where to begin?
Don't guess or get lost in state paperwork—we created a free, quick breakdown tool on our website to guide you through the exact application steps and required documents!
👇 Tap the link below to read our guide and get step-by-step instructions on how to apply!
Housing assistance, RAFT programs Chris C 8/14/26 Housing assistance, RAFT programs Chris C 8/14/26 Behind on Rent or Mortgage? How to Apply for RAFT! Falling behind on housing payments creates immediate pressure, whether you are renting an apartment or paying a mortgage on a home you own. Massachus...