Montana National Guard Military & Family Readiness Program

05/14/2026

05/13/2026

May Coffee Times for the Eastern side of Montana with our very own Willie Ewers, are a wonderful opportunity to ask any questions that you have about Family Programs and what we can do to support your Guard Family.

If you would like to see a Coffee Times in your area or schedule a one-on-one call Willie at 406-324-5450.

05/13/2026

Come buy your favorite cup of coffee and see how we can support your family as a Military & Family Readiness Specialist with the Montana National Guard with Kris Nichols.

If this time won't work for you or you would like to see a coffee talk in your area, please reach out to Kris Nichols at 406-324-5021 or [email protected].

05/12/2026

May is Military S***e Appreciation month and we are showcasing a few of our wonderful National Guard Spouses.
SSG Charlie Berget is the RNCO of the A Co 372nd Det 1 out of Libby, and would like to thank his wife Adrianna with the following words. "To my incredible wife, Adrianna Berget:
Serving in the Montana Army National Guard is a profound privilege, but it is a commitment we ultimately shoulder together. From the long drill weekends to all the time apart, you hold everything together with incredible grace and strength. Thank you for your endless patience, your many sacrifices, and for holding down the home front.

Under penalty of UCMJ, I remain yours,
SSG Charles Berget"

Thank you for all that you do from the Homefront in supporting your Guardsmen in all their endeavors.

If you would like to showcase your spouse please send a photo and email to [email protected].

05/12/2026

Soldiers with C Company in the 1-163rd Cavalry Regiment have spent eight weeks training, preparing, and now competing at Fort Benning

05/11/2026

A credit score is built from five core components: payment history, amounts owed, length of credit history, new credit, and credit mix. These factors don’t carry equal weight—some matter far more than others.

📊 The 5 Components of a Credit Score (FICO Model)
1. Payment History — 35%
This is the single most important part of your score. Lenders want to know whether you pay your bills on time. Late payments, collections, and defaults hurt this category.

A long record of on‑time payments strengthens it.

2. Amounts Owed (Credit Utilization) — 30%
This looks at how much of your available credit you’re using. Using more than 30% of your credit limits can lower your score. Lower utilization signals responsible credit management.

3. Length of Credit History — 15%
Lenders prefer to see a long track record of managing credit.
This includes:

Age of your oldest account

Age of your newest account

Average age of all accounts

4. New Credit — 10%
Opening several accounts in a short time can signal financial stress.
Hard inquiries from applications temporarily lower your score. Too many new accounts at once can be a red flag.

5. Credit Mix — 10%
This reflects the variety of credit types you use, such as:

Credit cards

Auto loans

Mortgages

Installment loans

A healthy mix shows you can manage different kinds of credit responsibly.

05/10/2026

Coffee and Convo with a Military and Family Readiness Specialist about the benefits that Family Programs can bring to National Guard Families. Coffee Chats are held throughout the state at varied locations and you can follow our page to see where you can catch one of us.

Here are the current ones on the Hi-line, and if these don't work or you would like to see one in your location, please reach out to Jody Corner at 406-324-5350.

05/05/2026

May is the Month of the Military Spouse and throughout the Month of May we have asked Soldiers to tell us why they appreciate their spouse and value their sacrifices during their career.
Our First is from SGT Todd Murphy in A Co 372nd DSSB in Havre:
"Nicole is always there to greet me when I get home and supports me through any dumb ideas I have. She's a loving wife and amazing cook and the backbone of our household. Thank you for your support always."

If you would like to be featured this month please send and email to [email protected].

05/05/2026

It’s ! 🕵️‍♂️ Let's talk about Credentialing Assistance (CA) and keeping your professional skills sharp.

Ever heard that using CA for your recertifications will eat up your lifetime limits?
❌ MYTH: Recertifications count toward your lifetime cap.
✅ FACT: They do NOT count toward the lifetime limit of 3 credentials per 10 years of service.
💡 IMPORTANT REMINDER: Recertification funding does subtract from your $2,000 per Fiscal Year (FY) maximum.

Plan your training budget smart this year so you can maximize your benefits!

🗣️ Share this post or tag a battle buddy who needs to recertify soon! 🇺🇸