Pag-IBIG Fund (HDMF)

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Pag-IBIG Fund (HDMF) Welcome to the official page of the Home Development Mutual Fund, more popularly known as the Pag-IBIG Fund.

This is the official page of Home Development Mutual Fund, also known as the Pag-IBIG Fund (Pag-tutulungan sa Kinabukasan Ikaw, Bangko, Industriya, at Gobyerno). We are a government financial institution that takes care of you, the Filipino worker, by managing your savings so that these earn dividends. Your savings with Pag-IBIG are mobilized so that you and other Pag-IBIG members can enjoy affordable home loans. Since the 1980s, we have been guided by these twin mandates. Our savings programs and home loan programs offer the best rates for our members. Today, we are known as one of best choices for you to grow your savings. We are also the Philippines’ single largest source of home loans. We created this page to connect with you, our members and stakeholders! Follow us to keep updated and know more about Pag-IBIG membership and the many benefits that come with it. Download our App, the Virtual Pag-IBIG, on the App Store and Play Store so you can transact with us anytime, anywhere! For inquiries, send us a private message here during regular office hours. You can also reach us 24/7 by calling (02) 8-724-4244, sending an email to [email protected], or chatting with us on our website www.pagibigfund.gov.ph. PRIVACY NOTICE

We are committed to protecting your privacy. Please keep your personal information private and do not post these on comments or any other section of our page where other people may see them. When answering your queries, we may ask you for your information to confirm your identity. But, we do not collect, store, or share the personal data you may have posted on our page.

07/10/2026

Dream home, easy to own na! 🏡🎤🎵🎺

âś… Afford mo!
Lowest interest rates at 3% lang per annum. Kaya as low as P4,000 lang kada buwan ang amortization para sa house and lot na P950,000!

âś… Maraming pagpipilian!
Mas bet mo ang condo? Meron din! As low as P6,200 lang kada buwan for loans up to P1.8 million

âś… Available sa buong bansa!
May mga Expaded 4PH projects sa Luzon, Visayas, at Mindanao!

Anong pang hinihintay? Choose your bahay and apply!

More home choices for Pag-IBIG members as Robinsons Land joins network of leading developers 🏠More home choices are avai...
06/10/2026

More home choices for Pag-IBIG members as Robinsons Land joins network of leading developers 🏠

More home choices are available to Pag-IBIG Fund members as Robinsons Land Corporation (RLC) joins its growing network of leading developer partners, offering homes available for purchase through the Pag-IBIG Housing Loan in support of President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta and RLC President and CEO Maria Socorro Isabelle “Mybelle” V. Aragon-Gobio signed a memorandum of understanding on October 5 in Pasig City. Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling witnessed the signing, together with Pag-IBIG Fund Deputy Chief Executive Officer Alexander Hilario G. Aguilar and RLC Senior Vice President and Business Unit General Manager Edward Thomas V. Bernas.

Through the partnership, qualified Pag-IBIG Housing Loan borrowers can choose from participating RLC residential projects, including select ready-for-occupancy units, with preferential pricing, buyer incentives and other special offers.

Pag-IBIG Fund offers housing loans of up to ₱10 million, with promotional rates of 4.5% per year for loans up to ₱4.9 million and 5.75% per year for loans above ₱4.9 million up to ₱10 million. Both rates are fixed for the first three years, with the promotional offer available until December 31, 2026.

The partnership gives members more home choices paired with affordable financing. Members can explore participating RLC properties through housing fairs, home-matching activities and other promotions, including the 2nd National Housing Expo on October 19 and 20 at the SMX Convention Center Manila, MOA Complex. Home seekers can explore housing options and get on-site Pag-IBIG Fund assistance with their housing loan application, eligibility requirements and submission of housing loan applications.

Also present at the signing were DHSUD Senior Undersecretary Eduardo Robles Jr.; Pag-IBIG Fund Deputy Chief Executive Officer Benjamin R. Felix Jr.; Senior Vice President Fermin A. Sta. Teresa Jr.; and Acting Vice Presidents Atty. Jose Robert F. Po and Tina Marie I. Gabiosa.

National Shelter Month 2026 is officially underway! 🏠💙Pag-IBIG Fund joins the Department of Human Settlements and Urban ...
05/10/2026

National Shelter Month 2026 is officially underway! 🏠💙

Pag-IBIG Fund joins the Department of Human Settlements and Urban Development (DHSUD) in the celebration of National Shelter Month 2026, as the country’s housing sector comes together under the theme “Tahanan. Pamayanan. Kinabukasan.”

DHSUD Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. “Ping” Aliling led the opening of the month-long celebration, together with officials of DHSUD and its Key Shelter Agencies, including Pag-IBIG Fund CEO Marilene C. Acosta and the agency’s senior officials, reaffirming the housing sector’s shared commitment to bring safe, decent and affordable homes closer to more Filipino families.

Throughout the month, Pag-IBIG Fund will take an active role in advancing initiatives that support this shared mission, advancing President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program.

Among the major activities this October, Pag-IBIG Fund will spearhead the 2nd National Housing Expo on October 19 and 20 at the SMX Convention Center Manila, MOA Complex. The Expo will bring together DHSUD, Key Shelter Agencies, leading property developers and housing partners in a one-stop shop where home seekers can explore available homes and get Pag-IBIG Fund assistance, from housing loan inquiries to submission of Housing Loan applications.

Abangan ang mas marami pang programa at aktibidad ngayong National Shelter Month. Kitakits sa 2nd National Housing Expo! 🏡💙

Ang pangarap na sariling bahay, tunay na abot-kamay! 🏡💙Ngayong National Shelter Month, pumili mula sa libo-libong housin...
05/10/2026

Ang pangarap na sariling bahay, tunay na abot-kamay! 🏡💙

Ngayong National Shelter Month, pumili mula sa libo-libong housing options mula sa mahigit 60 participating developers sa 2nd National Housing Expo 2026!

Mas abot-kaya na rin ang magkaroon ng sariling bahay sa tulong ng Pag-IBIG Housing Loan! Qualified borrowers can enjoy a subsidized rate as low as 3% p.a., habang may promotional rates na 4.5% p.a. para sa properties na higit ₱1.8 million hanggang ₱4.9 million, at 5.75% p.a. para sa properties na higit ₱4.9 million hanggang ₱10 million.

At dahil mas mataas na ang loanable amount, mas marami na ring tahanan ang abot-kamay! Sa Pag-IBIG Housing Loan amount na hanggang ₱10 million, mas malawak na ang iyong options para makahanap ng bahay na swak sa pangangailangan, lifestyle at budget ng iyong pamilya.

May special Expo prices, promos at exclusive buyer incentives din mula sa participating developers. Naroon din ang mga Lingkod Pag-IBIG para magbigay ng on-site Housing Loan assistance at gabayan ka sa pagsisimula ng iyong housing loan application.

📅 October 19–20, 2026
📍 SMX Convention Center Manila
Halls 2–4, Ground Floor, MOA Complex, Pasay City

Bilang bahagi ng patuloy na pagsusulong ni Pangulong Ferdinand R. Marcos Jr. ng mas abot-kaya at dekalidad na pabahay para sa mga Pilipino, gaganapin ang Expo sa pangunguna ng Department of Human Settlements and Urban Development (DHSUD), katuwang ang Pag-IBIG Fund (HDMF), National Housing Authority (NHA), National Home Mortgage Finance Corporation (NHMFC), Human Settlements Adjudication Commission (HSAC), Social Housing Finance Corporation (SHFC), at iba pang katuwang sa sektor ng pabahay.

Bukas ito sa publiko at LIBRE ang entrance!

Mag-register na:
https://www.pagibigfund.gov.ph/buildhomesbuildhappiness.html

Pag-IBIG Fund Wins International Award for Affordable Home Financing for Expanded 4PH of President MarcosPag-IBIG Fund r...
02/10/2026

Pag-IBIG Fund Wins International Award for Affordable Home Financing for Expanded 4PH of President Marcos

Pag-IBIG Fund received the 2026 ADFIAP Development Award for Infrastructure Development from the Association of Development Financing Institutions in Asia and the Pacific (ADFIAP), during the 49th Annual Meetings, held from September 23 to 25, 2026 in Colombo, Sri Lanka.

The recognition highlights Pag-IBIG Fund’s contribution and implementation of President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program as part of a comprehensive approach to infrastructure development, supporting sustainable and inclusive homeownership while contributing to the country’s broader development goals.

The award was received on behalf of Pag-IBIG Fund by Domingo C. Jacinto, Jr., Vice President of Pag-IBIG Fund’s Public and Member Relations Group. Joining him during the recognition were H.E. Dr. Kao Thach, ADFIAP Chairman, and Mr. Thimal Perera, ADFIAP Board Member.

This international recognition further affirms Pag-IBIG Fund’s continuing efforts to fulfill its housing mandate and work alongside the government and the housing industry in providing more Filipino workers with opportunities to own a home they can afford.

MORE HOMES TAKING SHAPE UNDER EXPANDED 4PH! 🏗️🏠The Department of Human Settlements and Urban Development (DHSUD) and Pag...
01/10/2026

MORE HOMES TAKING SHAPE UNDER EXPANDED 4PH! 🏗️🏠

The Department of Human Settlements and Urban Development (DHSUD) and Pag-IBIG Fund marked the first day of National Shelter Month with the topping-off of two residential buildings at Megawide’s JAB Residences in Dasmariñas City, Cavite, on Thursday, October 1.

The milestone comes as the country begins National Shelter Month this October, highlighting the continued progress of efforts to bring more affordable homes closer to Filipino workers. The project consists of 17 five-story buildings, with each 27-square-meter unit priced at ₱1.5 million and available at low monthly payments through the Pag-IBIG Housing Loan.

The development follows President Marcos’ visit just less than eight months ago to Megawide Construction Corp.’s precast plant in Taytay, Rizal, where he saw how modern construction methods could help accelerate the delivery of quality and affordable homes under Expanded 4PH.

DHSUD Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling and Pag-IBIG Fund CEO Marilene C. Acosta led the ceremony, joined by DHSUD Senior Undersecretary Eduardo Robles Jr.; Pag-IBIG Fund Deputy CEOs Alexander Hilario G. Aguilar and Benjamin R. Felix Jr.; Acting Deputy CEO Atty. Marcial Pimentel Jr.; Acting Vice President Atty. Jose Roberto F. Po; Cavite 4th District Rep. Jennifer Austria-Barzaga; Dasmariñas City Mayor Elpidio “Third” Austria Barzaga III; and Megawide officials led by Chairman, President and CEO Edgar B. Saavedra.

Punta na sa Crystal Peak Estates Open House ngayong October 3 at baka ito na ang tahanang para sa’yo! 🏡💙Mas abot-kaya na...
30/09/2026

Punta na sa Crystal Peak Estates Open House ngayong October 3 at baka ito na ang tahanang para sa’yo! 🏡💙

Mas abot-kaya na ang sariling condo unit sa Crystal Peak Estates sa pamamagitan ng Pag-IBIG Housing Loan na may 3% subsidized interest rate kada taon sa ilalim ng Expanded 4PH Program.

📍 Crystal Peak Estates, Brgy. Del Carmen, City of San Fernando, Pampanga
đź“… October 3, 2026
đź•— 8:00 AM onwards

Mas magaan ang monthly payments:
✨ As low as ₱3,541.48/month (maaari pang bumaba sa tulong ng government subsidy) sa unang taon under Graduated Amortization Payment (GAP) mode

✨ ₱7,082.95/month under Level Amortization Payment (LAP) mode
✨ Required monthly income starts at ₱20,237

Ready for occupancy na ang mga condo unit at may kumpletong amenities, kaya mas malapit ka na sa paglipat sa sarili mong tahanan.

đź’™ May on-site Lingkod Pag-IBIG assistance din para tumulong sa iyong housing loan application.

👉 Dalhin lamang ang:
• 1 valid ID
• Latest payslip, ITR, o iba pang proof of income

Pwede ka ring magpalista online dito:
https://www.pagibigfundservices.com/MagpalistaSa4PH/Project/Details/9

I-tag ang pamilya o kaibigan na naghahanap ng sariling tahanan at samahan sila sa Crystal Peak Estates Open House!✨

Abangan din ang mga susunod na open house sa iba pang Pag-IBIG accredited Expanded 4PH projects.


Pag-IBIG Fund CEO Marilene Acosta named Asia’s Modern Hero in Progressive Housing Finance SolutionsPag-IBIG Fund Chief E...
30/09/2026

Pag-IBIG Fund CEO Marilene Acosta named Asia’s Modern Hero in Progressive Housing Finance Solutions

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta received the Asia’s Modern Hero in Progressive Housing Finance Solutions recognition at the Asia’s Modern Hero Awards 2026 on Sept. 25 in Parañaque City. The honor celebrates her leadership in making housing finance more accessible and bringing more Filipino families closer to owning a home.

The recognition comes as Acosta celebrated her 45th year in government service, marking a career dedicated to serving Filipino workers and their families.

Under her leadership, Pag-IBIG Fund reached ₱1.32 trillion in total assets and earned ₱41.35 billion in net income in the first half of 2026. The Fund also posted strong results in housing loan releases, short-term loan disbursements and members’ savings collections, while earning its 14th consecutive unmodified opinion from the Commission on Audit.

Acosta dedicated the award to her fellow Lingkod Pag-IBIG, the Fund’s partners and its more than 17 million active members here and abroad. Their trust and aspirations, she said, continue to inspire the Fund to expand access to affordable homeownership and deliver on its promise of “Tapat na Serbisyo, Mula sa Puso.”

Congratulations po, CEO Manang Malen! Your fellow Lingkod Pag-IBIG celebrate this honor with you.

💸📲 May Pag-IBIG Multi-Purpose Loan (MPL) ka? Pay online na!​​Mas madali nang magbayad ng iyong MPL dues through Pag-IBIG...
29/09/2026

💸📲 May Pag-IBIG Multi-Purpose Loan (MPL) ka? Pay online na!​

​Mas madali nang magbayad ng iyong MPL dues through Pag-IBIG Fund's online payment channels, anytime, anywhere.​

​No need to travel or wait in line. With just a few taps, you can conveniently settle your loan payments at maging updated sa iyong account. ✅​

✨ Keep your payments on track and enjoy hassle-free
transactions. Magbayad online today!​

​

Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board of Trustees Chairperson Jose Ram...
29/09/2026

Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board of Trustees Chairperson Jose Ramon P. “Ping” Aliling was conferred the distinction of Distinguished Honorary Fellow of the Gerry Roxas Leadership Awardees, Inc. (GRLA, Inc.) during its Gabi ng Pagkilala at Pagdiriwang on September 26 in Quezon City.

The distinction honors Secretary Aliling’s exemplary leadership and steadfast commitment to public service, particularly his firm stance against corruption and his advocacy for transparent, accountable, and people-centered governance.

As DHSUD Secretary and Chairperson of the Pag-IBIG Fund Board of Trustees, Secretary Aliling continues to advance initiatives that bring safe, decent, and affordable homes within reach of more Filipino families and strengthen the Marcos Administration’s commitment to responsive and meaningful public service.

Congratulations, Secretary Aliling! Your Pag-IBIG Fund family proudly celebrates this distinction and your unwavering dedication to serving the Filipino people.

Address

Makati City

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+63287244244

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