Mortgages by Lacy

03/14/2023

01/19/2023

Thursday edition of this or that!

Shopping online or in person? Personally I love online shopping for household items but still love to feel fabrics for clothing. Something about a hot coffee and cute boutique just lifts your mood.

What do you prefer? Let me know in the comments.

Mortgages by Lacy your local mortgage professional

📞 403-393-2696
📧 [email protected]

01/18/2023

"Average hourly earnings in Canada increased by 5.2% year-on-year to CAD $32.85 /hr in December of 2022." - Statistics Canada

Assuming this worker worked full time & had no debts, they could afford a mortgage of roughly 4 to 4.25X of their annual income = Est. $288K total mortgage.

This number can vary greatly depending on income type, debts, credit, locations and much more.
If you're wondering how much you can get pre-approved for, let's chat!

Mortgages by Lacy your local mortgage professional

📞 403-393-2696
📧 [email protected]

01/17/2023

Decluttering the kitchen can be a daunting task, but it can be made easier by following a few simple tasks 👇
✨ Begin by sorting through all the items in your kitchen cabinets, drawers, and pantry. One drawer/cupboard at a time. Discard any items that are expired, broken, or no longer used.
✨ Next, organize the items that you keep and store them in clear containers or baskets.
✨ Finally, donate, toss, or sell items you no longer need. Doing this can help make your kitchen feel more organized and inviting.
What are your thoughts about this? Any tips you can add when it comes to decluttering the kitchen?

Leave a comment below!

Mortgages by Lacy your local mortgage professional.

📞 403-393-2696
📩 [email protected]

01/16/2023

When searching for a mortgage broker, it's important to find someone who possesses certain qualities that can make the process of getting a mortgage as smooth and stress-free as possible.
- Knowledge and expertise in the industry.
- Reliability & communication is key.
- Another important trait is trustworthiness.

As a Mortgage Professional, I'd be happy to guide you along the home
financing process, shop around for the best interest rate and mortgage product!✅

Mortgages by Lacy your local mortgage professional

📞 403-393-2696
📧 [email protected]

01/15/2023

Why do you need to get a home inspection? Here is what an inspector does:

✔️Checks the structure, roof, and exterior of the property.
✔️Inspects the plumbing, electrical, and HVAC systems in the home.
✔️Examines the interior walls, ceilings, and floors for damage.
✔️Looks for signs of pests and other infestations.
✔️Checks for safety hazards such as exposed wiring.
✔️Takes photos of any issues that need to be addressed.
✔️Makes notes of any repairs that need to be done.
✔️Provides an estimate of the cost of any necessary repairs.
✔️Prepares a written report of the inspection findings.
✔️Gives advice on how to address any issues found during the inspection.

Mortgages by Lacy your local mortgage professional.

📞 403-393-2696
📧 [email protected]

12/26/2022

You have a home project that you are trying to complete... Would you rather try to do it yourself, or would you hire someone to do it?🔨

Mortgages by Lacy - your local mortgage broker
📞 403-393-2696
📩 [email protected]

12/25/2022

Merry Christmas 🎄 From our family to yours!

Mortgages by Lacy - your local mortgage broker
403-393-2696
[email protected]

12/24/2022

Happy Christmas Eve!! I think I love this day almost as much as Christmas. We stay in our pjs all day. Eat appetizers, play games and watch polar express! What are your traditions for this day?

Mortgages by Lacy - your local mortgage broker
403-393-2696
[email protected]

12/23/2022

Is now a good time to buy a rental?🤔 I think so!

The average rent in Canada surpassed $2000/m as of December 2022.
That's a 10.5% increase as compared to the pre-pandemic average just three years ago❗
Though rates are high right now, they won't be high forever.📈📉
Buying a rental property now while home prices are low and capitalizing on the high rental demand may be a good idea.💡
Ready to buy an investment property? Let's get you pre-approved today!👋
source: rentals.ca

Mortgages by Lacy - your local mortgage broker
403-393-2696
[email protected]

12/23/2022

Get ready for the holidays!!! So excited to have my kiddos home for a couple weeks!

Mortgages by Lacy - your local mortgage broker
403-393-2696
[email protected]

12/22/2022

Getting pre-approved is a crucial step in buying a home.

Let me help you towards your goal of home ownership in 2023!

Mortgages by Lacy
403-393-2696
[email protected]